Vitmora vs Spendlio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vitmora
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Vitmora – AI Expense & Income Tracker Track income and expenses like sending a message. Vitmora helps you record money, manage budgets, and understand your financial activity. Type or speak what you spent or earned, and AI turns your words into organized transaction records. No bank linking. No SMS access. You choose what to record. TRACK MONEY IN YOUR OWN WORDS Skip the complicated forms. Record everyday expenses and income naturally: “Paid 20 for lunch in cash” “Spent 85 on groceries and 30 on dinner” “Received my salary of 3,200” “Earned 500 from a freelance project” Vitmora helps identify the amount, category, payment method, and other details from your message. Review your entries and edit them whenever needed. • Track both expenses and income • Type or use voice input • Capture multiple transactions in one message • Organize records into categories • Review, edit, or delete individual entries INCOME TRACKING, NOT JUST EXPENSES Keep your earnings alongside your spending. Record salary, freelance payments, and other income to build a clearer picture of your recorded finances. Use Vitmora as an expense tracker on its own, or add income to review both money coming in and money going out. ASK VITMORA ABOUT YOUR MONEY Explore your financial records through conversation with Ask Vitmora, your in-app AI assistant. Ask questions such as: “How much income did I record this month?” “Where did I spend the most this month?” “How has my spending changed over three months?” “How much did I spend on groceries last month?” “How does my spending compare with my budget?” Get summaries, comparisons, and breakdowns based on the records you have added. Follow up with another question to explore the details. Ask Vitmora has a daily usage allowance, shown in the app. AI responses can contain mistakes, so verify important financial information. BUDGETS THAT CONNECT TO YOUR SPENDING Set an overall monthly budget and category budgets, then review how your recorded expenses compare. • See how much of your budget you have used • Review remaining budget amounts • Track spending against category limits • Adjust budgets as your plans change Budget figures reflect your recorded activity. They are not your bank balance or a guarantee of what you can afford. UNDERSTAND YOUR SPENDING Look beyond individual purchases to see where your money goes. • Review spending by category • Explore trends over time • Identify your largest spending categories • Compare recorded income and expenses • Find transactions through search and filters Keep everyday purchases, bills, travel costs, shopping, and earnings organized in one place. TYPE OR SPEAK Use the input method that suits the moment. Type a quick message or speak your expense or income, then review the captured details. Natural-language entry makes it easier to keep recording money without completing a separate form for every transaction. CHOOSE YOUR CURRENCY Choose your preferred currency for expenses, income, budgets, and financial summaries. Currency support makes Vitmora useful for everyday tracking across different countries. NO BANK CONNECTION OR SMS ACCESS REQUIRED Vitmora works with the financial information you choose to enter. • No bank account connection required • No SMS reading required • No automatic bank transaction scraping • Review and manage the transactions you record AI-powered features process your submitted information to organize entries and answer questions about your records. See our Privacy Policy for details. MAKE MONEY TRACKING A DAILY HABIT From a small purchase to your monthly salary, record money the way you naturally describe it. Track income and expenses. Keep your budgets in view. Understand your records with Ask Vitmora.
Spendlio
Effortlessly track your spending using voice commands. This app offers quick expense entry, custom categories, and insightful spending charts. Upgrade for unlimited voice input, receipt scanning, and advanced financial planning.
- Voice-activated expense entry
- Unlimited transaction tracking (free)
- Customizable categories
- Spending charts and insights
- Bill reminders and planning
- PIN/Face ID security
- Receipt scanning (premium)
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Spendlio — Private Expense Tracker, Budget & Money Manager Track expenses in seconds — just ask Siri. Say “add $45 for groceries” and it’s logged instantly. No typing, no hassle. PRIVATE BY DESIGN No sign-up and no account required Your financial data stays on your device by default Optional iCloud backup keeps it synced across your devices — still 100% private, never shared with us Works offline HANDS-FREE WITH SIRI Just say “Hey Siri, add $23 for coffee” — tracked instantly, no typing Ask Siri to check balances or mark bills as paid Included with Premium — try it free for 7 days FREE FEATURES Unlimited transaction tracking Up to 3 accounts & wallets, with per-account cash flow Custom categories with icons & colors Beautiful spending charts & insights Saved Views — save any filter combo and reapply it in one tap Powerful filters (account, category, tag, date, type & more) Recurring transactions with clear indicators Bill reminders & planning Attach photos & receipts to any transaction Light & dark mode Secure with PIN / Face ID PREMIUM SUBSCRIPTION (7-DAY FREE TRIAL) Hands-free Siri voice input, unlimited Unlimited accounts & wallets Smart balance projections, always on Receipt scanning (OCR) — snap a photo, we fill in the details CSV import & export, always on iCloud backup & restore, always on Ad-free experience Priority support PERFECT FOR Daily expense tracking, spending insights, bill reminders, and managing cash across multiple wallets — privately. Start your 7-day free trial today. No commitment. Cancel anytime. Privacy Policy: https://tboxsolutionz.com/spendlio/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Vitmora at none against Spendlio's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendlio sells 2 in-app purchases, starting at $4.99 per month. Vitmora asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Vitmora | Spendlio |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 31 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Divesh Sankhla | Dilawer Hussain |
In-app purchases
Vitmora
No in-app purchases
Spendlio
- Monthly7 Days trial$4.991 Month
- Yearly7 Days trial$44.991 Year









