# MoneyTracker vs SpendWise Offline

The clearest difference is in-app purchases: SpendWise Offline at none against MoneyTracker's 1. SpendWise Offline also leads on iOS requirement (16.0 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. MoneyTracker sells 1 one-off in-app purchase. SpendWise Offline asks for nothing beyond the download.

MoneyTracker ships an update every 9 days, SpendWise Offline fortnightly. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | MoneyTracker | SpendWise Offline |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Size | 22 MB | 11 MB |
| Requires iOS | 18.6 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Roman Kotov](https://appshunter.io/developer/912021271) | [Arun Soundarrajan](https://appshunter.io/developer/902215267) |

## What reviewers say

### MoneyTracker

[App page](https://appshunter.io/ios/app/moneytracker-local-data/id6761692317)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Lifetime | $0.99 | one-time |


### SpendWise Offline

[App page](https://appshunter.io/ios/app/spendwise-offline/id6787117415)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoneyTracker free?

MoneyTracker is free to download, with in-app purchases available.

### Is SpendWise Offline free?

SpendWise Offline is free to download, with no in-app purchases.

### Do MoneyTracker or SpendWise Offline have ads?

Neither MoneyTracker nor SpendWise Offline shows ads.

### Which is updated more often, MoneyTracker or SpendWise Offline?

MoneyTracker ships an update every 9 days, and SpendWise Offline fortnightly. Most recently, MoneyTracker was updated on October 22, 2026 and SpendWise Offline on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*