# SpendByMe vs Subscription Tracker AI

The clearest difference is update cadence: SpendByMe at every 5 days against Subscription Tracker AI's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and Subscription Tracker AI sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

SpendByMe ships an update every 5 days, Subscription Tracker AI every 3 weeks. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | SpendByMe | Subscription Tracker AI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 90 MB | 38 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Salih Turhan](https://appshunter.io/developer/1864640218) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### Subscription Tracker AI

[App page](https://appshunter.io/ios/app/subscription-tracker-ai/id6762121124)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Access | $2.99 | per month |
| Yearly Premium Access | $19.99 | per year |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is Subscription Tracker AI free?

Subscription Tracker AI is free to download, with in-app purchases available.

### Do SpendByMe or Subscription Tracker AI have ads?

Neither SpendByMe nor Subscription Tracker AI shows ads.

### Which is updated more often, SpendByMe or Subscription Tracker AI?

SpendByMe ships an update every 5 days, and Subscription Tracker AI every 3 weeks. Most recently, SpendByMe was updated on October 16, 2026 and Subscription Tracker AI on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*