# SpendByMe vs Trackate

The clearest difference is in-app purchases: Trackate at none against SpendByMe's 7. SpendByMe's advantage is ads (none vs shown) and update cadence (every 5 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month. Trackate asks for nothing beyond the download.

SpendByMe ships an update every 5 days, Trackate monthly. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | SpendByMe | Trackate |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 90 MB | 114 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [SVNATE](https://appshunter.io/developer/1894484444) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### Trackate

[App page](https://appshunter.io/ios/app/trackate-expense-tracker/id6762513903)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is Trackate free?

Trackate is free to download, with no in-app purchases.

### Do SpendByMe or Trackate have ads?

Trackate shows ads; SpendByMe does not.

### Which is updated more often, SpendByMe or Trackate?

SpendByMe ships an update every 5 days, and Trackate monthly. Most recently, SpendByMe was updated on October 24, 2026 and Trackate on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*