# SpendByMe vs iLekka

The clearest difference is review sentiment: iLekka at 100% against SpendByMe's 59%. iLekka also leads on update cadence (every 2 days vs every 5 days). SpendByMe's advantage is iOS requirement (16.0 vs 18.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and iLekka sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SpendByMe ships an update every 5 days, iLekka every 2 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | SpendByMe | iLekka |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 58.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 90 MB | 37 MB |
| Requires iOS | **16.0** | 18.2 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Gagan Krishne](https://appshunter.io/developer/1896191889) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### iLekka

[App page](https://appshunter.io/ios/app/ilekka-expense-tracker/id6766097186)

Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.

**Highlights:** Automatic expense tracking from bank SMS, Smart expense categorization, Budgeting and spending analytics, Personal finance dashboard, Privacy-first iCloud storage, Designed for Indian banking systems

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iLekka Pro Monthly | $0.99 | per month |
| iLekka Pro | $9.99 | one-time |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is iLekka free?

iLekka is free to download, with in-app purchases available.

### Do SpendByMe or iLekka have ads?

Neither SpendByMe nor iLekka shows ads.

### Which is updated more often, SpendByMe or iLekka?

SpendByMe ships an update every 5 days, and iLekka every 2 days. Most recently, SpendByMe was updated on October 24, 2026 and iLekka on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*