# SpendByMe vs AboutMoney

The clearest difference is monetization model: AboutMoney at free against SpendByMe's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and AboutMoney sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SpendByMe ships an update every 5 days, AboutMoney every 9 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | SpendByMe | AboutMoney |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 58.8% of reviews | **59.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 9 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 90 MB | 65 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Shlok Srivastava](https://appshunter.io/developer/1619486520) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### AboutMoney

[App page](https://appshunter.io/ios/app/aboutmoney-expense-tracker/id6771859753)

Effortlessly track your expenses by sharing screenshots or PDF statements. This app uses AI to automatically read and categorize your spending, offering smart insights without requiring bank linking or manual entry.

**Highlights:** Expense tracking via screenshots/PDFs, AI-powered automatic categorization, No bank linking required, Smart AI spending insights, Split expenses with friends, Bill payment reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AboutMoney Premium · Monthly | $0.99 | per month |
| AboutMoney Premium · Yearly | $7.99 | per year |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is AboutMoney free?

AboutMoney is free to download, with in-app purchases available.

### Do SpendByMe or AboutMoney have ads?

Neither SpendByMe nor AboutMoney shows ads.

### Which is updated more often, SpendByMe or AboutMoney?

SpendByMe ships an update every 5 days, and AboutMoney every 9 days. Most recently, SpendByMe was updated on November 5, 2026 and AboutMoney on November 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*