# SpendByMe vs Tappy

The clearest difference is review sentiment: Tappy at 87% against SpendByMe's 59%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and Tappy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

SpendByMe ships an update every 5 days, Tappy every 3 days. Both last shipped on October 16, 2026.

## The numbers

| Metric | SpendByMe | Tappy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (13 ratings)](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962/reviews)** |
| Number of ratings | — | **13** |
| Positive reviews | 58.8% of reviews | **87.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 90 MB | 37 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Arranged Social LLP](https://appshunter.io/developer/1863333664) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### Tappy

[App page](https://appshunter.io/ios/app/tappy-daily-expense-tracker/id6777520962)

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

**Highlights:** Log expenses in seconds without opening app, Back Tap and Siri integration, Home and Lock Screen widgets, Spending tracking by category, Customizable expense categories, Data export to CSV, 100% private on-device data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tappy Pro | $2.99 | per month |
| Tappy Pro | $14.99 | per year |
| Tappy Pro | $29.99 | one-time |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is Tappy free?

Tappy is free to download, with in-app purchases available.

### Do SpendByMe or Tappy have ads?

Neither SpendByMe nor Tappy shows ads.

### Which is updated more often, SpendByMe or Tappy?

SpendByMe ships an update every 5 days, and Tappy every 3 days. Most recently, SpendByMe was updated on October 16, 2026 and Tappy on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*