# SpendByMe vs Axio Money

The clearest difference is review sentiment: Axio Money at 89% against SpendByMe's 60%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and Axio Money sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SpendByMe ships an update every 5 days, Axio Money weekly. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | SpendByMe | Axio Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/axio-money-expense-tracker/id6780629197/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 60.0% of reviews | **88.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 90 MB | 84 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Sajid A Khokhar](https://appshunter.io/developer/6780629199) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### Axio Money

[App page](https://appshunter.io/ios/app/axio-money-expense-tracker/id6780629197)

This app helps you track expenses and income privately and offline. It offers on-device AI assistance for spending insights and customizable organization tools. Visualize your financial habits with interactive charts and detailed reports.

**Highlights:** 100% Offline & Private tracking, On-device AI Assistant (Axie), Log expenses and income quickly, Organize with custom categories, Visual breakdowns with interactive charts, Support for 50+ currencies, Data export in multiple formats

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Yearly Premium | $9.99 | per year |
| Lifetime Premium | $19.99 | one-time |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is Axio Money free?

Axio Money is free to download, with in-app purchases available.

### Do SpendByMe or Axio Money have ads?

Neither SpendByMe nor Axio Money shows ads.

### Which is updated more often, SpendByMe or Axio Money?

SpendByMe ships an update every 5 days, and Axio Money weekly. Most recently, SpendByMe was updated on September 24, 2026 and Axio Money on September 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*