# SpendByMe vs Smart Treasurer

SpendByMe and Smart Treasurer are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and Smart Treasurer sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | SpendByMe | Smart Treasurer |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 90 MB | 27 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Webteam Private Limited](https://appshunter.io/developer/1085367439) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### Smart Treasurer

[App page](https://appshunter.io/ios/app/smart-treasurer/id6786561646)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard Monthly | $6.99 | per month |
| Standard Yearly | $69.99 | per year |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is Smart Treasurer free?

Smart Treasurer is free to download, with in-app purchases available.

### Do SpendByMe or Smart Treasurer have ads?

Neither SpendByMe nor Smart Treasurer shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*