# SpendByMe vs Subcharge Subscription Tracker

The clearest difference is review sentiment: Subcharge Subscription Tracker at 100% against SpendByMe's 60%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. SpendByMe sells 7 in-app purchases, starting at $1.99 per month and Subcharge Subscription Tracker sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SpendByMe ships an update every 5 days, Subcharge Subscription Tracker every 3 days. The most recent releases landed on September 29, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | SpendByMe | Subcharge Subscription Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/subcharge-subscription-tracker/id6793582661/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 90 MB | 43 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Abhinav Ranjan Jha](https://appshunter.io/developer/1890999305) | [Shahroz Ahmad](https://appshunter.io/developer/6793582663) |

## What reviewers say

### SpendByMe

[App page](https://appshunter.io/ios/app/spendbyme/id6761703663)

Effortlessly manage your finances with an AI-powered app that automatically tracks expenses, subscriptions, and bills by analyzing SMS and email. Gain clarity on your spending without manual entry, organize transactions with smart categorization, and monitor credit card usage and upcoming payments.

**Highlights:** Automatic expense tracking via SMS/email, Smart expense categorization, Credit card bill and due date tracking, Subscription, loan, and EMI tracker, Expense splitting with friends/couples, Budget planner and goal tracking, Spending map and insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendByMe Pro - Monthly | $1.99 | per month |
| Spendbyme Plus Monthly | $3.99 | per month |
| Spendbyme Max Monthly | $7.99 | per month |
| SpendByMe Pro 6 Months | $7.99 | per 6 months |
| SpendByMe Pro 1 Year | $14.99 | per year |
| Spendbyme Plus Yearly | $29.99 | per year |
| Spendbyme Max Yearly | $59.99 | per year |


### Subcharge Subscription Tracker

[App page](https://appshunter.io/ios/app/subcharge-subscription-tracker/id6793582661)

This app helps you manage all your subscriptions, bills, and cards in one secure place. It provides reminders before charges, tracks upcoming payments, and offers guides to help you cancel unwanted services.

**Highlights:** Subscription and bill tracking, Renewal and trial-ending reminders, Calendar view of upcoming charges, Automated receipt detection, Cancellation guides, Encrypted card vault

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $0.99 | per month |
| Pro Yearly | $9.99 | per year |


## Frequently asked questions

### Is SpendByMe free?

SpendByMe is free to download, with in-app purchases available.

### Is Subcharge Subscription Tracker free?

Subcharge Subscription Tracker is free to download, with in-app purchases available.

### Do SpendByMe or Subcharge Subscription Tracker have ads?

Neither SpendByMe nor Subcharge Subscription Tracker shows ads.

### Which is updated more often, SpendByMe or Subcharge Subscription Tracker?

SpendByMe ships an update every 5 days, and Subcharge Subscription Tracker every 3 days. Most recently, SpendByMe was updated on September 29, 2026 and Subcharge Subscription Tracker on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*