# Budget Envelopes Spend Tracker vs Fynko

The clearest difference is ads: Fynko at none against Budget Envelopes Spend Tracker's shown. Budget Envelopes Spend Tracker's advantage is update cadence (every 2 weeks vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Budget Envelopes Spend Tracker sells 1 in-app purchase, starting at $24.99 per year and Fynko sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Envelopes Spend Tracker ships an update every 2 weeks, Fynko monthly. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Budget Envelopes Spend Tracker | Fynko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 132 MB | 39 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DIMMPLE PTY LTD](https://appshunter.io/developer/1544019570) | [Diego Valenzuela](https://appshunter.io/developer/1895190442) |

## What reviewers say

### Budget Envelopes Spend Tracker

[App page](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851)

This app helps you manage your money using the envelope budgeting method. Create virtual wallets for different spending categories, allocate income, and manually track expenses to see exactly how much you have left. It offers features like shared wallets and receipt scanning for easier budgeting.

**Highlights:** Create virtual wallets for any spending category, Allocate income across wallets, Manually track expenses, See remaining daily allowance, Shared wallets for couples and families, Receipt scanning for expense import, Budget weekly, monthly, or yearly

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $24.99 | per year |


### Fynko

[App page](https://appshunter.io/ios/app/fynko/id6763161050)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fynko Premium Monthly | $2.99 | per month |
| Fynko Premium Yearly | $19.99 | per year |


## Frequently asked questions

### Is Budget Envelopes Spend Tracker free?

Budget Envelopes Spend Tracker is free to download, with in-app purchases available.

### Is Fynko free?

Fynko is free to download, with in-app purchases available.

### Do Budget Envelopes Spend Tracker or Fynko have ads?

Budget Envelopes Spend Tracker shows ads; Fynko does not.

### Which is updated more often, Budget Envelopes Spend Tracker or Fynko?

Budget Envelopes Spend Tracker ships an update every 2 weeks, and Fynko monthly. Most recently, Budget Envelopes Spend Tracker was updated on October 8, 2026 and Fynko on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*