# PExP vs PennyWise AI Expense Tracker

The clearest difference is iOS requirement: PExP at 13.0 against PennyWise AI Expense Tracker's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PExP ships an update every 2 months, PennyWise AI Expense Tracker every 6 weeks. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | PExP | PennyWise AI Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pexp-personal-expense/id6761728308/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 5 MB | 11 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Temitayo Olayiwola](https://appshunter.io/developer/1891129173) | [sarim ahmad](https://appshunter.io/developer/6775053791) |

## What reviewers say

### PExP

[App page](https://appshunter.io/ios/app/pexp-personal-expense/id6761728308)

Manage your finances with a private, ad-free ledger. Track expenses, income, and transfers, set budgets with real-time projections, and gain AI-powered insights into your spending. Import bank statements and manage shared family ledgers securely.

**Highlights:** Expense and income tracking, Multi-account management, Category-based budgeting, AI-powered financial insights, Debt tracking, Bank statement import, Shared family ledgers, Data export (PDF/CSV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PennyWise AI Expense Tracker

[App page](https://appshunter.io/ios/app/pennywise-ai-expense-tracker/id6793073167)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PExP free?

PExP is free to download, with no in-app purchases.

### Is PennyWise AI Expense Tracker free?

PennyWise AI Expense Tracker is free to download, with no in-app purchases.

### Do PExP or PennyWise AI Expense Tracker have ads?

Neither PExP nor PennyWise AI Expense Tracker shows ads.

### Which is updated more often, PExP or PennyWise AI Expense Tracker?

PExP ships an update every 2 months, and PennyWise AI Expense Tracker every 6 weeks. Most recently, PExP was updated on October 28, 2026 and PennyWise AI Expense Tracker on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*