# Manilo vs Zero Budget

The clearest difference is device support: Manilo at 4 against Zero Budget's 1. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Manilo sells 4 in-app purchases, starting at $5.99 per month and Zero Budget sells 2 in-app purchases, starting at $10.00 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Manilo against 5.0 for Zero Budget. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Manilo ships an update every 5 days, Zero Budget every 3 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Manilo | Zero Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/manilo-ai-expense-tracker/id6761738170/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/zero-budget-money-planner/id6800572313/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Freemium | Freemium |
| Size | 144 MB | 65 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Borys Harholinskyi](https://appshunter.io/developer/1810663483) | [HARMAN SHARDA](https://appshunter.io/developer/6800572315) |

## What reviewers say

### Manilo

[App page](https://appshunter.io/ios/app/manilo-ai-expense-tracker/id6761738170)

Effortlessly track expenses using voice commands or receipt scanning. This AI-powered app categorizes spending, helps set budgets, and syncs across devices for a clear financial overview. Share expenses with family or housemates and manage multiple currencies.

**Highlights:** Voice-activated expense logging, AI-powered transaction categorization, Receipt scanning and data extraction, Customizable monthly budgets, Multi-currency account support, Shared expense tracking, Web dashboard for detailed analysis

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledgy Cloud Monthly | $5.99 | per month |
| Manilo Cloud Monthly | $5.99 | per month |
| Ledgy Cloud Yearly | $39.99 | per year |
| Manilo Cloud Yearly | $39.99 | per year |


### Zero Budget

[App page](https://appshunter.io/ios/app/zero-budget-money-planner/id6800572313)

This app helps you manage your finances by assigning every dollar a job at the start of the month. It features sinking funds for future expenses, debt payoff tracking, and customizable reports to monitor your financial health.

**Highlights:** Zero-based budgeting, Sinking funds for future expenses, Debt payoff tracking, Bank account connection, Manual transaction entry, Shared budgeting with one other person, Financial reports and trends

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $10.00 | per month |
| Premium Yearly | $96.00 | per year |


## Frequently asked questions

### Is Manilo free?

Manilo is free to download, with in-app purchases available.

### Is Zero Budget free?

Zero Budget is free to download, with in-app purchases available.

### Which has better reviews, Manilo or Zero Budget?

Manilo and Zero Budget are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Manilo or Zero Budget have ads?

Neither Manilo nor Zero Budget shows ads.

### Which is updated more often, Manilo or Zero Budget?

Manilo ships an update every 5 days, and Zero Budget every 3 days. Most recently, Manilo was updated on October 31, 2026 and Zero Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*