# Simple Simple Spending Tracker vs Waypoint Budget Planner App

The clearest difference is ads: Waypoint Budget Planner App at none against Simple Simple Spending Tracker's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Simple Simple Spending Tracker sells 1 in-app purchase, starting at $3.99 per month and Waypoint Budget Planner App sells 4 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Simple Simple Spending Tracker ships an update every 10 days, Waypoint Budget Planner App every 8 days. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Simple Simple Spending Tracker | Waypoint Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/waypoint-budget-planner-app/id6781432747/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 93.1% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 10 days | **Every 8 days** |
| Monetization | — | Freemium |
| Size | 41 MB | 39 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Akito SUZUKI](https://appshunter.io/developer/1891221532) | [Waypoint Budget Inc.](https://appshunter.io/developer/1787471132) |

## What reviewers say

### Simple Simple Spending Tracker

[App page](https://appshunter.io/ios/app/simple-simple-spending-tracker/id6761741205)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $3.99 | per month |


### Waypoint Budget Planner App

[App page](https://appshunter.io/ios/app/waypoint-budget-planner-app/id6781432747)

This app helps you manage your finances with a clear, simple interface. Track expenses, build savings, and set financial goals without overwhelming dashboards or data selling. It offers bank syncing and manual tracking options.

**Highlights:** Safe to Spend calculation, Home and Lock Screen widgets, Flexible budget planning, Bank sync with 10,000+ banks, Quick Add and smart categorization, AI Money Coach insights, Savings goals tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Waypoint Plus | $7.99 | per month |
| Waypoint Pro | $12.99 | per month |
| Waypoint Plus | $79.99 | per year |
| Waypoint Pro | $129.99 | per year |


## Frequently asked questions

### Is Simple Simple Spending Tracker free?

Simple Simple Spending Tracker is free to download, with in-app purchases available.

### Is Waypoint Budget Planner App free?

Waypoint Budget Planner App is free to download, with in-app purchases available.

### Do Simple Simple Spending Tracker or Waypoint Budget Planner App have ads?

Simple Simple Spending Tracker shows ads; Waypoint Budget Planner App does not.

### Which is updated more often, Simple Simple Spending Tracker or Waypoint Budget Planner App?

Simple Simple Spending Tracker ships an update every 10 days, and Waypoint Budget Planner App every 8 days. Most recently, Simple Simple Spending Tracker was updated on October 31, 2026 and Waypoint Budget Planner App on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*