# SpendZero vs Skurda

The clearest difference is in-app purchases: Skurda at none against SpendZero's 4. Skurda also leads on update cadence (every 3 days vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendZero sells 4 in-app purchases, starting at $4.99 per 7 days. Skurda asks for nothing beyond the download.

SpendZero ships an update weekly, Skurda every 3 days. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | SpendZero | Skurda |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spendzero-no-spend-challenge/id6761767438/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 114 MB | 19 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [GW Capital Partners LLC](https://appshunter.io/developer/951886331) | [ROCCO BARLETTA](https://appshunter.io/developer/6806970081) |

## What reviewers say

### SpendZero

[App page](https://appshunter.io/ios/app/spendzero-no-spend-challenge/id6761767438)

This app gamifies saving money by rewarding users for resisting impulse purchases and maintaining no-spend days. It focuses on positive reinforcement and achievement-based progress rather than traditional budgeting restrictions. All data is stored locally for complete privacy.

**Highlights:** Log impulse purchases resisted, Earn XP for no-spend days, Build and track spending streaks, Unlock levels and ranks, Complete daily and weekly quests, Collect achievement badges, Visualize wealth growth

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Monthly | $7.99 | per month |
| Yearly | $49.99 | per year |
| Lifetime | $79.99 | one-time |


### Skurda

[App page](https://appshunter.io/ios/app/skurda-expense-tracker/id6806970079)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendZero free?

SpendZero is free to download, with in-app purchases available.

### Is Skurda free?

Skurda is free to download, with no in-app purchases.

### Do SpendZero or Skurda have ads?

Neither SpendZero nor Skurda shows ads.

### Which is updated more often, SpendZero or Skurda?

SpendZero ships an update weekly, and Skurda every 3 days. Most recently, SpendZero was updated on October 18, 2026 and Skurda on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*