# Shield Guide vs Cashlo

The clearest difference is rating: Shield Guide at 5.0 against Cashlo's 3.0. Shield Guide also leads on in-app purchases (none vs 1). Cashlo's advantage is ratings volume (64 vs 1) and update cadence (every 6 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Cashlo sells 1 in-app purchase, starting at $4.99 per month. Shield Guide asks for nothing beyond the download.

Shield Guide holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: Cashlo has 64 ratings behind it against 1, so its average is the more settled of the two.

Shield Guide ships an update fortnightly, Cashlo every 6 days. The most recent releases landed on September 28, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Shield Guide | Cashlo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shield-guide/id6761787987/reviews)** | [3.0 (64 ratings)](https://appshunter.io/ios/app/cashlo/id6762303079/reviews) |
| Number of ratings | 1 | **64** |
| Positive reviews | — | 61.5% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 46 MB | 28 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shield Guide, LLC](https://appshunter.io/developer/1891483530) | [Royal Boudoir inc](https://appshunter.io/developer/1893716483) |

## What reviewers say

### Shield Guide

[App page](https://appshunter.io/ios/app/shield-guide/id6761787987)

This app connects homeowners facing foreclosure with HUD-certified housing counselors. It guides users through preparing for counseling sessions and organizing finances, offering support in English and Spanish.

**Highlights:** Connects with HUD-certified counselors, Guides preparation for counseling, Helps organize finances, Available in English and Spanish, Protects user privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cashlo

[App page](https://appshunter.io/ios/app/cashlo/id6762303079)

Access a portion of your earned wages before your next payday. Securely connect your bank account to see your available advance amount and choose your preferred delivery speed. All repayment terms are clearly displayed upfront with no interest or credit checks.

**Highlights:** Access up to $750 before payday, No interest or credit check, Clear, upfront repayment terms, Instant or standard delivery options, Track advances and repayment history, Secure bank account connection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashlo membership | $4.99 | per month |


## Frequently asked questions

### Is Shield Guide free?

Shield Guide is free to download, with no in-app purchases.

### Is Cashlo free?

Cashlo is free to download, with in-app purchases available.

### Which has better reviews, Shield Guide or Cashlo?

Shield Guide is rated higher. Shield Guide averages 5.0 out of 5 from 1 ratings, while Cashlo averages 3.0 from 64 ratings.

### Do Shield Guide or Cashlo have ads?

Neither Shield Guide nor Cashlo shows ads.

### Which is updated more often, Shield Guide or Cashlo?

Shield Guide ships an update fortnightly, and Cashlo every 6 days. Most recently, Shield Guide was updated on September 28, 2026 and Cashlo on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*