# TodayRate vs Money Focus

The clearest difference is review sentiment: Money Focus at 79% against TodayRate's 0%. Money Focus also leads on rating (4.2 vs 2.0) and ratings volume (72 vs 1). TodayRate's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 6 weeks vs every 4 months). On price, ads and in-app purchases there is nothing between them.

Both are free to download. TodayRate sells 1 one-off in-app purchase and Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months. Whichever you choose, the download price is not the number that matters.

Money Focus holds the better App Store score, 4.2 against 2.0. That said, the two scores are not equally well evidenced: Money Focus has 72 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of TodayRate's written reviews are positive against 79% of Money Focus's.

TodayRate ships an update every 6 weeks, Money Focus every 4 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | TodayRate | Money Focus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1 ratings)](https://appshunter.io/ios/app/todayrate/id676184071/reviews) | **[4.2 (72 ratings)](https://appshunter.io/ios/app/money-focus/id1190195502/reviews)** |
| Number of ratings | 1 | **72** |
| Positive reviews | 0.0% of reviews | **79.1% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 6 weeks** | Every 4 months |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 8 MB | 46 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Guilin Sanyu Technology Co., Ltd](https://appshunter.io/developer/479858920) | [LINKLINKS LTD](https://appshunter.io/developer/600375781) |

## What reviewers say

### TodayRate

[App page](https://appshunter.io/ios/app/todayrate/id676184071)

Access real-time exchange rates for over 160 global currencies. Convert between any supported currency with up-to-date information.

**Highlights:** Real-time exchange rates, Supports 160+ currencies, Currency conversion, Global currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ad | $1.99 | one-time |


### Money Focus

[App page](https://appshunter.io/ios/app/money-focus/id1190195502)

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

**Highlights:** Account transaction and balance tracking, Budget creation and tracking, Bill management with reminders, Income and expense tracking, Multiple profile support, Financial reports and charts, Passcode protection

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - 6 months | $2.99 | per 6 months |
| Pro Version | $4.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 💰 Great for tracking expenses
- 📈 Excellent for planning and organization
- 🗄️ Comprehensive features
- 📊 Useful reporting options

**What reviewers complain about**

- 🐛 Frequent crashes
- 💸 Ads in free version
- 📉 Confusing budgeting module
- 🔄 Issues after updates
- ⚠️ Data loss reported

**Reported bugs**

- Auto-fill for payers and payees not working after update 7.0
- SALDI DEI CONTI and FLUSSO CONTANTI fields not working
- QUEST’ANNO search not working
- Decimal point not available in calculator
- App crashes when updating category

**Requested features**

- Add decimal point/period to calculator
- Add Arabic language support
- Improve auto-fill for payers and payees
- Add import functionality
- Implement stack to add view money transactions and budget


## Frequently asked questions

### Is TodayRate free?

TodayRate is free to download, with in-app purchases available.

### Is Money Focus free?

Money Focus is free to download, with in-app purchases available.

### Which has better reviews, TodayRate or Money Focus?

Money Focus is rated higher. TodayRate averages 2.0 out of 5 from 1 ratings, while Money Focus averages 4.2 from 72 ratings.

### Do TodayRate or Money Focus have ads?

Both TodayRate and Money Focus show ads.

### Which is updated more often, TodayRate or Money Focus?

TodayRate ships an update every 6 weeks, and Money Focus every 4 months. Most recently, TodayRate was updated on November 1, 2026 and Money Focus on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*