# VMBanks vs Aset

The clearest difference is review sentiment: Aset at 100% against VMBanks's 0%. Aset also leads on rating (5.0 vs 3.7). VMBanks's advantage is in-app purchases (none vs 4) and ratings volume (3 vs 1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Aset sells 4 in-app purchases, starting at $1.99 per month. VMBanks asks for nothing beyond the download.

Aset holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews point the same way: 0% of VMBanks's written reviews are positive against 100% of Aset's.

VMBanks ships an update every 3 weeks, Aset fortnightly. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | VMBanks | Aset |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/vmbanks/id6761894858/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/aset-net-worth-asset-tracker/id6770771739/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Freemium |
| Size | 29 MB | 23 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [VMSHELL INC](https://appshunter.io/developer/1615424625) | [健 周](https://appshunter.io/developer/1476496205) |

## What reviewers say

### VMBanks

[App page](https://appshunter.io/ios/app/vmbanks/id6761894858)

A modern financial application for managing, spending, and growing your money. It offers virtual cards, digital assets, and flexible savings options all within a single platform.

**Highlights:** Money management, Spending tracking, Virtual cards, Digital assets, Flexible savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Aset

[App page](https://appshunter.io/ios/app/aset-net-worth-asset-tracker/id6770771739)

Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.

**Highlights:** Manual net worth tracking, Private asset wallet, Multi-currency management, Financial trend visualization, FIRE progress tracking, Customizable asset cards, Privacy-focused design

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $9.99 | per year |
| Lifetime Access | $6.99 | one-time |
| Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is VMBanks free?

VMBanks is free to download, with no in-app purchases.

### Is Aset free?

Aset is free to download, with in-app purchases available.

### Which has better reviews, VMBanks or Aset?

Aset is rated higher. VMBanks averages 3.7 out of 5 from 3 ratings, while Aset averages 5.0 from 1 ratings.

### Do VMBanks or Aset have ads?

Neither VMBanks nor Aset shows ads.

### Which is updated more often, VMBanks or Aset?

VMBanks ships an update every 3 weeks, and Aset fortnightly. Most recently, VMBanks was updated on October 24, 2026 and Aset on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*