# Settl vs VThrive

The clearest difference is update cadence: VThrive at daily against Settl's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Settl sells 3 in-app purchases, starting at $4.99 per month and VThrive sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Settl ships an update every 2 months, VThrive daily. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Settl | VThrive |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Daily** |
| Monetization | — | Free with in-app purchases |
| Size | 45 MB | 46 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Devanshu Ruhela](https://appshunter.io/developer/1892254742) | [Clarvit Technologies Private Limited](https://appshunter.io/developer/1896598612) |

## What reviewers say

### Settl

[App page](https://appshunter.io/ios/app/settl-split-bills-and-expenses/id6761974656)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settl Pro Monthly | $4.99 | per month |
| Settl Pro Yearly | $49.99 | per year |
| Settl Pro Lifetime | $49.99 | one-time |


### VThrive

[App page](https://appshunter.io/ios/app/vthrive/id6768716832)

Easily track all your recurring subscription payments in one place. Get a clear overview of your total spending and receive weekly summaries to help you manage your finances effectively.

**Highlights:** Consolidated subscription view, Weekly spending summaries, Renewal date tracking, Indian Rupee pricing, AI-powered insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Growth Plan | $0.99 | per month |


## Frequently asked questions

### Is Settl free?

Settl is free to download, with in-app purchases available.

### Is VThrive free?

VThrive is free to download, with in-app purchases available.

### Do Settl or VThrive have ads?

Neither Settl nor VThrive shows ads.

### Which is updated more often, Settl or VThrive?

Settl ships an update every 2 months, and VThrive daily. Most recently, Settl was updated on October 16, 2026 and VThrive on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*