# Privat vs Settle

The clearest difference is in-app purchases: Privat at none against Settle's 2. Settle's advantage is update cadence (every 5 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. Privat asks for nothing beyond the download.

Privat ships an update every 2 months, Settle every 5 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Privat | Settle |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Size | 9 MB | 52 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ronny Grob](https://appshunter.io/developer/1892644870) | [Eduard Kovtun](https://appshunter.io/developer/6787029420) |

## What reviewers say

### Privat

[App page](https://appshunter.io/ios/app/privat-budget-tracker/id6762043725)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settle

[App page](https://appshunter.io/ios/app/settle-expense-tracker/id6787029418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settle Pro Monthly | $2.99 | per month |
| Settle Pro Annual | $17.99 | per year |


## Frequently asked questions

### Is Privat free?

Privat is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with in-app purchases available.

### Do Privat or Settle have ads?

Neither Privat nor Settle shows ads.

### Which is updated more often, Privat or Settle?

Privat ships an update every 2 months, and Settle every 5 days. Most recently, Privat was updated on November 5, 2026 and Settle on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*