# Defray vs moneki

The clearest difference is in-app purchases: Defray at none against moneki's 2. Defray also leads on ads (none vs shown). moneki's advantage is update cadence (daily vs every 2 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. moneki sells 2 in-app purchases, starting at $0.99 per month. Defray asks for nothing beyond the download.

Defray ships an update every 2 weeks, moneki daily. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Defray | moneki |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Daily** |
| Size | 113 MB | 32 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Theodoros Tsakalos](https://appshunter.io/developer/1774656536) | [Shi Hui Ooi](https://appshunter.io/developer/6803587505) |

## What reviewers say

### Defray

[App page](https://appshunter.io/ios/app/defray-split-bills-and-expenses/id6762055449)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### moneki

[App page](https://appshunter.io/ios/app/moneki-split-bills/id6803587503)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Scans | $0.99 | per month |
| Unlimited Scans Forever | $4.99 | one-time |


## Frequently asked questions

### Is Defray free?

Defray is free to download, with no in-app purchases.

### Is moneki free?

moneki is free to download, with in-app purchases available.

### Do Defray or moneki have ads?

moneki shows ads; Defray does not.

### Which is updated more often, Defray or moneki?

Defray ships an update every 2 weeks, and moneki daily. Most recently, Defray was updated on November 5, 2026 and moneki on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*