# Expense Tracker vs UPI Tracker

The clearest difference is in-app purchases: UPI Tracker at none against Expense Tracker's 2. UPI Tracker also leads on update cadence (every 3 days vs every 2 weeks). Expense Tracker's advantage is iOS requirement (13.0 vs 17). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $12.99 per month. UPI Tracker asks for nothing beyond the download.

Expense Tracker ships an update every 2 weeks, UPI Tracker every 3 days. The most recent releases landed on September 18, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Expense Tracker | UPI Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | — | Free |
| Size | 48 MB | 11 MB |
| Requires iOS | **13.0** | 17 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hemant Kumar](https://appshunter.io/developer/1853524025) | [Anand Amar](https://appshunter.io/developer/1744894469) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-bill-planner/id6762062334)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month Plan | $12.99 | per month |
| Annual Subscription | $89.99 | per year |


### UPI Tracker

[App page](https://appshunter.io/ios/app/upi-tracker/id6775892110)

Automatically log and organize your UPI transactions to gain insights into your spending habits. This app categorizes expenses and provides detailed reports, all while prioritizing your data privacy by keeping it on your device.

**Highlights:** Automatic UPI expense tracking, Spending summaries (daily, weekly, monthly, yearly), Smart spending insights and analytics, Expense categorization, Transaction search, Charts and spending reports, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is UPI Tracker free?

UPI Tracker is free to download, with no in-app purchases.

### Do Expense Tracker or UPI Tracker have ads?

Neither Expense Tracker nor UPI Tracker shows ads.

### Which is updated more often, Expense Tracker or UPI Tracker?

Expense Tracker ships an update every 2 weeks, and UPI Tracker every 3 days. Most recently, Expense Tracker was updated on September 18, 2026 and UPI Tracker on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*