# ATM Split vs Payday Cash Advance

The clearest difference is ratings volume: Payday Cash Advance at 588 against ATM Split's 1. Payday Cash Advance also leads on update cadence (fortnightly vs every 2 months) and chart position (#139 vs unranked). ATM Split's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ATM Split holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Payday Cash Advance has 588 ratings behind it against 1, so its average is the more settled of the two.

ATM Split ships an update every 2 months, Payday Cash Advance fortnightly. The most recent releases landed on October 12, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | ATM Split | Payday Cash Advance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/atm-split/id6762064476/reviews)** | [4.7 (588 ratings)](https://appshunter.io/ios/app/payday-cash-advance-future/id6766474583/reviews) |
| Number of ratings | 1 | **588** |
| Positive reviews | — | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Best chart rank | — | **#139** |
| Size | 2 MB | 15 MB |
| Requires iOS | 18.6 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Yousif Ameen](https://appshunter.io/developer/367427978) | [Future Cash Finance LLC](https://appshunter.io/developer/1896293175) |

## What reviewers say

### ATM Split

[App page](https://appshunter.io/ios/app/atm-split/id6762064476)

This app helps you quickly and privately track shared expenses offline, perfect for travelers and roommates. It offers full Arabic support, multi-currency tracking, and smart debt simplification to reduce the number of payments needed for settlement.

**Highlights:** Offline expense tracking, Full Arabic and RTL support, Multi-currency support, Smart debt simplification, Editable expenses with notes, CSV data export, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payday Cash Advance

[App page](https://appshunter.io/ios/app/payday-cash-advance-future/id6766474583)

**Currently charting:** #139 Top Free · Finance (US App Store)

Access emergency funds up to $800 before your next payday with no credit check. Receive funds quickly, often within minutes, and view all costs upfront. Keep your existing bank account and track your repayment progress easily.

**Highlights:** Cash advances up to $800, No credit score impact, Fast funding times, Transparent costs and APR, No mandatory tips, Works with existing bank accounts, Repayment progress tracking

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ATM Split free?

ATM Split is free to download, with no in-app purchases.

### Is Payday Cash Advance free?

Payday Cash Advance is free to download, with no in-app purchases.

### Which has better reviews, ATM Split or Payday Cash Advance?

ATM Split is rated higher. ATM Split averages 5.0 out of 5 from 1 ratings, while Payday Cash Advance averages 4.7 from 588 ratings.

### Do ATM Split or Payday Cash Advance have ads?

Neither ATM Split nor Payday Cash Advance shows ads.

### Which is updated more often, ATM Split or Payday Cash Advance?

ATM Split ships an update every 2 months, and Payday Cash Advance fortnightly. Most recently, ATM Split was updated on October 12, 2026 and Payday Cash Advance on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*