Easner vs OmniPay

Easner is mobile banking for global money – send, receive, and manage funds in global and local currencies. Bank transfers and stablecoin, built so you can bank globally without borders. GLOBAL BANKING WITHOUT BORDERS Manage multi-currency balances, send to saved recipients, receive by account details or stablecoin deposit address, and track every transaction in one place. Download receipts and get notified when payments move. ADD MONEY FAST Top up with Express deposits where available – card, Apple Pay, or ACH Direct. Add funds by bank transfer or supported local pay-in methods in eligible countries. See what you’ll pay before you confirm. SEND MONEY YOUR WAY Send by bank transfer, stablecoin, or mobile money. Pay people by Easetag (@handle) or from saved recipients. Scan wallet QR codes when sending to crypto addresses. See fees, FX, and delivery estimates before you confirm. RECEIVE MONEY Get paid using bank account details or a stablecoin deposit address. Choose Cash or Stablecoin on the Receive tab – bank details, Express deposits, and local options where supported. No external crypto wallet setup required. PAYROLL Connect with employers and choose how you get paid – bank account, mobile money, wallet address, or Easetag. Approve payroll connections and manage receiving methods in the app. CARDS Spend from your Easner balances with personal cards – controls and activity, right in the app. Card products are subject to issuer approval and may not be available in all regions yet. RECIPIENTS & EASETAG Save recipients, send by Easetag (@handle), and move money between people you trust. SECURITY YOU CAN USE Multi-factor authentication, PIN lock, and session protection to help keep your account secure. SUPPORT Live chat and email support when you need help. WHO IT'S FOR Individuals 18 or older – freelancers, remote workers, diaspora, students, and families managing cross-border money. IMPORTANT Easner Group, Inc. is a financial technology company, not a bank. Banking and related services are provided by regulated partners. Easner is not FDIC-insured and does not hold customer deposits. Stablecoin and wallet features may operate on public blockchains. Digital assets are not legal tender and are not FDIC-insured or SIPC-protected. Blockchain transactions may be public and irreversible. Card products, when available, are subject to issuer approval. Fees and FX may apply. Processing times vary by corridor and review. Some features depend on verification status, jurisdiction, and product availability. Legals: easner.com/terms | easner.com/privacy | easner.com/compliance Questions? easner.com/contact or support@easner.com

Pay smarter. Pay safer. Consumer Enrolls at the Point Of Sale once and Walk in and Out of the store every time after. The Enrollment takes less than 5 secs OmniPay replaces cash and card swipes with your face. One glance with Face ID sends money instantly — to friends, family, or any merchant that accepts OmniPay. WHY OMNIPAY? Banks charge fees. Cards get declined. Cash is a liability. OmniPay uses secure ACH transfers backed by biometric authentication — so every payment is verified by you, and only you. P2P TRANSFERS Send money to anyone with an OmniPay Virtual Payment Address like john.doe@omnipay. P2P transfers are always safe and secure. No minimums, no limits. SCAN TO PAY AT MERCHANTS Accepted at participating dispensaries, HOAs, liquor stores, and government offices. Open the app, scan a QR code, authorize with Face ID — done in seconds. No card required. BANK-GRADE SECURITY Every payment is authenticated with Face ID before it moves. No PINs. No passwords. No fraud guessing. Your biometric is your signature. GET STARTED IN MINUTES Sign up with your name, email, and bank account. Verify in minutes. Receive your Virtual Payment Address instantly. No credit check required. No monthly fees. WHAT YOU GET WITH OMNIPAY: - ID payment authorization on every transaction - Virtual Payment Address (e.g. yourname@omnipay) - Instant P2P transfers — - QR scan-to-pay at OmniPay merchants - Push notifications for payments sent, received & requested - Full transaction history - Bank account management OmniPay is operated by Anayya LLC. ACH transfers are subject to standard bank processing times of 1–3 business days. Face ID is a trademark of Apple Inc.