# Net Worth Tracker vs SpentyAI

The clearest difference is update cadence: Net Worth Tracker at every 2 days against SpentyAI's every 5 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month and SpentyAI sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Net Worth Tracker ships an update every 2 days, SpentyAI every 5 days. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | SpentyAI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 5 days |
| Monetization | — | Free with in-app purchases |
| Size | 18 MB | 14 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Amandeep Singh Chhatwal](https://appshunter.io/developer/1892848607) | [Akshay Chouhan](https://appshunter.io/developer/1884294395) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-vaultly/id6762087409)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Vaultly Pro | $6.99 | per month |
| Vaultly Pro | $49.99 | per year |


### SpentyAI

[App page](https://appshunter.io/ios/app/spentyai/id6762543155)

This AI-powered finance assistant simplifies bookkeeping for individuals and small businesses. It automates transaction entry, tracks recurring payments, and provides financial insights through natural language interaction. Generate professional invoices and analyze spending patterns with ease.

**Highlights:** AI-powered transaction entry via natural language, Automatic detection of transactions from email and SMS, Recurring payment and subscription tracking, AI-driven bank reconciliation, Cross-device synchronization, Smart financial dashboard and projections, Professional GST invoice generation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpentyAI Monthly | $1.99 | per month |
| SpentyAI Quarterly | $3.99 | per 3 months |
| SpentyAI Yearly | $14.99 | per year |
| SpentyAI Lifetime Offer | $49.99 | one-time |
| SpentyAI Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Is SpentyAI free?

SpentyAI is free to download, with in-app purchases available.

### Do Net Worth Tracker or SpentyAI have ads?

Neither Net Worth Tracker nor SpentyAI shows ads.

### Which is updated more often, Net Worth Tracker or SpentyAI?

Net Worth Tracker ships an update every 2 days, and SpentyAI every 5 days. Most recently, Net Worth Tracker was updated on October 10, 2026 and SpentyAI on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*