# AI Expense Tracker vs 小智记账

The clearest difference is in-app purchases: 小智记账 at none against AI Expense Tracker's 4. 小智记账 also leads on update cadence (weekly vs fortnightly). AI Expense Tracker's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. AI Expense Tracker sells 4 in-app purchases, starting at $2.49 per 7 days. 小智记账 asks for nothing beyond the download.

AI Expense Tracker ships an update fortnightly, 小智记账 weekly. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | AI Expense Tracker | 小智记账 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 50 MB | 73 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sri Sadguru Software Solutions LLP](https://appshunter.io/developer/1892974215) | [丛丛 常](https://appshunter.io/developer/1570221522) |

## What reviewers say

### AI Expense Tracker

[App page](https://appshunter.io/ios/app/ai-expense-tracker-ginti/id6762114681)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ginti Weekly | $2.49 | per 7 days |
| Ginti Monthly | $6.99 | per month |
| Ginti Quarterly | $17.99 | per 3 months |
| Ginti Yearly | $49.99 | per year |


### 小智记账

[App page](https://appshunter.io/ios/app/ai/id6767750892)

This app simplifies expense tracking through conversational AI. Input your spending like sending a message, and it automatically identifies amounts and categories. Manage multiple budgets, view clear financial summaries, and even customize AI companions to make tracking more engaging.

**Highlights:** AI automatic expense recognition, Conversational expense input, Multiple ledger management, Voice input for expenses, Bill statistics and analysis, Customizable AI companions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AI Expense Tracker free?

AI Expense Tracker is free to download, with in-app purchases available.

### Is 小智记账 free?

小智记账 is free to download, with no in-app purchases.

### Do AI Expense Tracker or 小智记账 have ads?

小智记账 shows ads; AI Expense Tracker does not.

### Which is updated more often, AI Expense Tracker or 小智记账?

AI Expense Tracker ships an update fortnightly, and 小智记账 weekly. Most recently, AI Expense Tracker was updated on October 31, 2026 and 小智记账 on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*