Expense Tracker vs Walti

Expense Tracker is a beautifully simple expense tracker and budget app. No sign-up, no account — just open it and log a transaction in 3 seconds. The app pre-fills your most recent category and account, so you capture every income and expense without the hassle. WHY EXPENSE TRACKER - Scan to log: import a payment screenshot and the app reads the amount, date, and note on-device — confirm and save. No image is uploaded. - Fast entry: add an expense or income from the home screen in one tap, with common amounts a tap away. - Clear insights: monthly balance, income/expense trends, a category donut chart, and period-over-period comparison. - Monthly budget: set a spending cap and see used vs. remaining in real time. It also projects month-end spending from your current pace and warns you before you go over. - Records that stay tidy: grouped by day, searchable by note or amount, swipe to edit or delete. - Daily reminders: pick a time to build a daily logging habit, delivered via local notifications. - Accounts & categories: manage cash, bank cards, and wallets with icons or your own photos and a currency per account; track credit card statement dates and repayments; fully customizable categories. - Shared ledgers (Pro): share a chosen ledger with family through iCloud as read-only or editable. - Themes & currency: choose an accent color; the currency symbol follows your region or can be set manually. Amounts are never converted. - iCloud backup: back up to your own iCloud and restore after a reinstall or a new device. A Home Screen widget is included. - Languages: Simplified Chinese, Traditional Chinese, Japanese, Korean, English, Malay, Hindi and Spanish. PRIVACY FIRST - No accounts: no registration, no sign-in, no phone number or email collected. - Local-first: your records live on your device. Backups go to your own private iCloud space — we run no servers that store your ledger, and we cannot read it. - We never read your records for ads or profiling, and never sell your data. No ads. - Automatic backup can be switched off in Settings if you prefer manual only. Download Expense Tracker and start with today's first transaction.

Walti is a private, offline expense tracker for iPhone. Record daily spending in seconds, understand where your money goes, and stay within budget — without an account, ads, or tracking. READ RECEIPTS WITH AI Take a photo of a receipt and Walti fills in the store, total, date and category. The receipt is read on your iPhone and never leaves it. Available on iPhones with Apple Intelligence: try 3 scans, then scan as much as you like with Premium. FAST EXPENSE TRACKING - Add the amount, title, category, date, payment method, and an optional note - Press and hold the + button on Overview to instantly re-log frequently added expenses - Edit or delete entries anytime - Search your history and filter by category or day BUDGETS AND INSIGHTS - See your monthly total, category breakdown, recent expenses, and today’s and yesterday’s spending - Set a monthly budget and add monthly income to see what is left - Compare this month with last month - Explore 3, 6, or 12 months of spending trends - Review your spending on a calendar RECURRING EXPENSES Set up weekly, monthly, or yearly expenses for rent, bills, and subscriptions. Walti shows what is due and waits for your confirmation before adding anything to your history, so your records stay accurate. Choose a custom icon for each recurring expense. HOME SCREEN WIDGETS Add expenses quickly or check your monthly total, budget progress, categories, and recent activity at a glance. PRIVATE BY DESIGN Your expenses, notes, budgets, and settings stay on your iPhone. Walti has no account system, no ads, no cloud sync, and no behavioral analytics. It works fully offline. Export a JSON backup whenever you want and import it without overwriting existing records. MADE FOR YOU - 12 built-in categories with distinct colors and icons - Choose your currency and switch between 40 app languages - Light, dark, and OLED-black appearance - A daily reminder only on days when you have not logged an expense WALTI PREMIUM Walti is useful from day one for free. An optional one-time purchase unlocks: - Unlimited recurring expenses - Per-category budgets - Unlimited custom categories with your own names, colors, and icons - Full analytics: monthly projection, spending pace, category trends, fixed vs. flexible spending, and weekly patterns - Every accent theme No subscription. Buy once and keep Premium. See where your money goes — privately, simply, and on your terms.