# Claimio vs Setto

The clearest difference is in-app purchases: Setto at none against Claimio's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Claimio sells 4 in-app purchases, starting at $19.99 per month. Setto asks for nothing beyond the download.

Claimio ships an update every 2 days, Setto daily. The most recent releases landed on October 18, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Claimio | Setto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/claimio/id6762166701/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 days | **Daily** |
| Monetization | Freemium | — |
| Size | 59 MB | 150 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Syed Saif Ali Shah](https://appshunter.io/developer/1893206667) | [Arun Dhaduti](https://appshunter.io/developer/6798785513) |

## What reviewers say

### Claimio

[App page](https://appshunter.io/ios/app/claimio/id6762166701)

Streamline expense tracking and approvals for teams and individuals. Automatically extract details from receipts with AI, log mileage, and manage claims efficiently. Integrates with accounting software and offers AI tax assistance.

**Highlights:** AI receipt scanning and data extraction, Automated mileage tracking with GPS, Expense claim submission and real-time tracking, AI tax assistant for HMRC rules, Direct integration with Xero, QuickBooks, Sage, Team spending policies and multi-level approvals, MTD-ready VAT export

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Claimio Pro (Monthly) | $19.99 | per month |
| Claimio Business (Monthly) | $49.99 | per month |
| Claimio Pro (Annual) | $199.99 | per year |
| Claimio Business (Annual) | $499.99 | per year |


### Setto

[App page](https://appshunter.io/ios/app/setto-expense-sharing/id6798785511)

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Claimio free?

Claimio is free to download, with in-app purchases available.

### Is Setto free?

Setto is free to download, with no in-app purchases.

### Do Claimio or Setto have ads?

Neither Claimio nor Setto shows ads.

### Which is updated more often, Claimio or Setto?

Claimio ships an update every 2 days, and Setto daily. Most recently, Claimio was updated on October 18, 2026 and Setto on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*