Ledgeo vs Ledger Notes

Lending money to someone you care about shouldn't cost you the relationship. Ledgeo keeps every personal loan clear, shared and on the record — so nobody has to keep score in their head. ONE LOAN, ONE SHARED RECORD Create a loan and share it with the other person. You both see the same balance and the same payment schedule, updated in real time. No more "how much do I still owe?" BOTH SIDES CONFIRM EVERY PAYMENT The borrower taps "I paid" and can attach a receipt. The lender confirms it. Once confirmed, the payment is settled for both of you — a clean history you can trust. KNOW WHO TO FOLLOW UP WITH Ledgeo ranks what needs your attention: late payments, promises to pay, payments waiting for your confirmation and loans nobody can see yet. Due-date reminders help you stay ahead without awkward messages. SIGN A SIMPLE LOAN NOTE Turn any loan into a promissory note. Both of you read each part in plain English, initial it and sign at the end — right in the app. Every signature is time-stamped and saved with the loan. BUILT FOR EVERY KIND OF LOAN - Friends and family — with or without interest - Bank or card payment plans you're paying off - Property sold or bought on owner financing, including balloon payments - Business and other personal loans CLEAR REPORTS - Total lent, paid back and still owed - Loans that are late or in default - Interest received or paid for the tax year, ready to share with your tax preparer - Payoff dates and how much paying extra could save you PRIVATE BY DESIGN Your loans are visible only to you and the people you choose to share them with. Ledgeo records payments — it never holds or moves your money. LEDGEO PRO The free plan includes 1 active loan. Ledgeo Pro adds more active shared loans and payoff quotes. Ledgeo Pro is available as an auto-renewing monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.finmaksoftwares.in/ledgeo/privacy-policy Ledgeo provides records and general information, not legal or tax advice.

Ledger Notes gives you a simple, Apple-native way to track spending without creating an online account or relying on unnecessary network services. QUICK, FLEXIBLE EXPENSE TRACKING • Record amount, category, currency, date, note, and ledger • Use quick-entry templates and a built-in calculator • Keep your recent selections for faster entry CLEAR SPENDING INSIGHTS • Review spending by day, week, month, and year • Explore category breakdowns and interactive charts • View each currency separately, with no misleading conversion LEDGERS FOR EVERY PART OF LIFE Keep travel, family, company, home, and long-term projects in separate ledgers. Choose whether each entry also counts toward daily spending. PRIVATE BY DESIGN Your records are stored on your device. Ledger Notes has no developer-operated account or data server. Full backup and restore, CSV import and export, and reminders remain under your control. LEDGER NOTES PRO A one-time purchase unlocks multiple accounts, up to 10 quick-entry templates, and spending reports. Existing purchasers receive future Pro features at no extra charge. Ledger Notes does not provide real-time exchange-rate conversion. Keep a manual backup before changing devices or reinstalling the app.