Ledgeo vs ExpenseBook
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Ledgeo
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Lending money to someone you care about shouldn't cost you the relationship. Ledgeo keeps every personal loan clear, shared and on the record โ so nobody has to keep score in their head. ONE LOAN, ONE SHARED RECORD Create a loan and share it with the other person. You both see the same balance and the same payment schedule, updated in real time. No more "how much do I still owe?" BOTH SIDES CONFIRM EVERY PAYMENT The borrower taps "I paid" and can attach a receipt. The lender confirms it. Once confirmed, the payment is settled for both of you โ a clean history you can trust. KNOW WHO TO FOLLOW UP WITH Ledgeo ranks what needs your attention: late payments, promises to pay, payments waiting for your confirmation and loans nobody can see yet. Due-date reminders help you stay ahead without awkward messages. SIGN A SIMPLE LOAN NOTE Turn any loan into a promissory note. Both of you read each part in plain English, initial it and sign at the end โ right in the app. Every signature is time-stamped and saved with the loan. BUILT FOR EVERY KIND OF LOAN - Friends and family โ with or without interest - Bank or card payment plans you're paying off - Property sold or bought on owner financing, including balloon payments - Business and other personal loans CLEAR REPORTS - Total lent, paid back and still owed - Loans that are late or in default - Interest received or paid for the tax year, ready to share with your tax preparer - Payoff dates and how much paying extra could save you PRIVATE BY DESIGN Your loans are visible only to you and the people you choose to share them with. Ledgeo records payments โ it never holds or moves your money. LEDGEO PRO The free plan includes 1 active loan. Ledgeo Pro adds more active shared loans and payoff quotes. Ledgeo Pro is available as an auto-renewing monthly or yearly subscription. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.finmaksoftwares.in/ledgeo/privacy-policy Ledgeo provides records and general information, not legal or tax advice.
ExpenseBook
Effortlessly track daily expenses, manage multiple accounts, and set budgets with intuitive tools. Analyze spending habits through visual reports and secure your financial data locally. Offers multi-language support and optional premium features for advanced users.
- Multi-wallet management
- Category & subcategory tagging
- Intuitive budget planner
- Graphical spending reports
- Local security with biometrics
- Multi-language support
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ExpenseBook is the ultimate personal finance tracker designed to help you take control of your financial life. Easily monitor your daily expenses, manage multi-account wallets, set strict budgets, and analyze spending habits with beautiful visual reports. Whether you want to track daily coffee expenses, manage household budgets, or split payee logs, ExpenseBook makes it simple, secure, and intuitive. Key Features: โข Multi-Wallet Management: Create custom accounts for credit cards, banks, and cash with personalized colors. โข Category & Subcategory Tagging: Group transaction details by parent categories (e.g. Salary, Utilities, Food) and view subcategories for deeper insights. โข Intuitive Budget Planner: Set monthly or yearly budget limits by category or wallet to keep your spending in check. โข Rich Graphical Reports: Analyze income vs. expense ratios and payment mode splits with interactive, clean charts. โข Local Security & Backups: Protect your private logs with Face ID biometric authentication and secure local database exports. โข Seamless Multi-Language Support: Fully localized for regional user settings (Hindi, English UK, etc.). Upgrade to ExpenseBook Pro: Unlock premium capabilities including unlimited attachments, advanced custom subcategories, and secure cloud backups. Start your journey to financial freedom today. Download ExpenseBook! MEMBERSHIP SUBSCRIPTION: You can subscribe for unlimited access to all features in the app. Payment will be charged to the iTunes Account at confirmation of purchase. Terms & Conditions: https://jeky1990.github.io/fakePostTerms.io/TOU Privacy Policy: https://jeky1990.github.io/fakePostPrivacy.io/
Screenshots
Verdict
Ledgeo and ExpenseBook are too close to call on the numbers: across 5 compared parameters โ price, ads, in-app purchases and device support among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Ledgeo sells 5 in-app purchases, starting at $1.99 per month and ExpenseBook sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | Ledgeo | ExpenseBook |
|---|---|---|
| Price | Free | Free |
| Positive reviews | โ | 100.0% of reviews |
| Update frequency | Weekly | โ |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | โ | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 41 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | SRINIVASAN PARAMASIVAM | Jaykishan Moradiya |
In-app purchases
Ledgeo
- Lender Add-on Monthly$1.991 Month
- Pro Monthly$4.991 Month
- Lender Add-on Yearly$12.991 Year
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- Pro Yearly$29.991 Year
- Pro + Lender Bundle Yearly$39.991 Year
ExpenseBook
- Expense Diary Lifetime$9.99









