# Our Envelope Budget vs Payday Calendar

The clearest difference is in-app purchases: Payday Calendar at none against Our Envelope Budget's 2. Payday Calendar also leads on iOS requirement (15.0 vs 18.0). Our Envelope Budget's advantage is update cadence (every 3 days vs every 11 days). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Our Envelope Budget sells 2 in-app purchases, starting at $12.99 per month. Payday Calendar asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Our Envelope Budget against 5.0 for Payday Calendar. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Our Envelope Budget ships an update every 3 days, Payday Calendar every 11 days. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Our Envelope Budget | Payday Calendar |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/our-envelope-budget/id6762224654/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/payday-calendar/id6804868291/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 11 days |
| Monetization | Freemium | **Free** |
| Size | 32 MB | 4 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [NoCodeMinute LLC](https://appshunter.io/developer/1893427015) | [BRADFORD MICHAEL LINDLEY](https://appshunter.io/developer/6802406026) |

## What reviewers say

### Our Envelope Budget

[App page](https://appshunter.io/ios/app/our-envelope-budget/id6762224654)

Manage your finances with a modern envelope budgeting system. Connect bank accounts, automatically categorize spending, and visualize your budget on a calendar. Track bills, savings goals, and income with flexible envelope types and smart fill schedules.

**Highlights:** Envelope budgeting method, Bank account linking (Premium), Automatic transaction categorization, Calendar-based budget visualization, Multiple envelope types, Scheduled envelope fills, Transfer funds between envelopes, Split transactions

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - Monthly | $12.99 | per month |
| Premium - Yearly | $89.99 | per year |


### Payday Calendar

[App page](https://appshunter.io/ios/app/payday-calendar/id6804868291)

Easily visualize all your household paydays on a single calendar. Supports various pay frequencies and offers optional adjustments for weekends and holidays. View upcoming paydays and a countdown to your next paycheck.

**Highlights:** Multiple household income sources, Various pay frequencies supported, Optional weekend/holiday adjustments, Today to next payday countdown, Upcoming payday list, Dark mode support, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Our Envelope Budget free?

Our Envelope Budget is free to download, with in-app purchases available.

### Is Payday Calendar free?

Payday Calendar is free to download, with no in-app purchases.

### Which has better reviews, Our Envelope Budget or Payday Calendar?

Our Envelope Budget and Payday Calendar are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Our Envelope Budget or Payday Calendar have ads?

Neither Our Envelope Budget nor Payday Calendar shows ads.

### Which is updated more often, Our Envelope Budget or Payday Calendar?

Our Envelope Budget ships an update every 3 days, and Payday Calendar every 11 days. Most recently, Our Envelope Budget was updated on October 31, 2026 and Payday Calendar on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*