# Settld. vs Spliddy

The clearest difference is in-app purchases: Settld. at none against Spliddy's 2. Settld. also leads on ads (none vs shown) and iOS requirement (15.1 vs 17.0). Spliddy's advantage is update cadence (every 2 days vs every 9 days). On price and device support there is nothing between them.

Both are free to download. Spliddy sells 2 in-app purchases, starting at $1.99 per month. Settld. asks for nothing beyond the download.

Settld. ships an update every 9 days, Spliddy every 2 days. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Settld. | Spliddy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settld/id6762236160/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 9 days | **Every 2 days** |
| Monetization | Free | — |
| Size | 53 MB | 6 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CulinAI, LLC](https://appshunter.io/developer/1890934992) | [Matthew Wong](https://appshunter.io/developer/6774040057) |

## What reviewers say

### Settld.

[App page](https://appshunter.io/ios/app/settld/id6762236160)

Effortlessly divide expenses for any group activity, from dinners to rent. Track who owes what in real-time and send quick payment requests to settle up fast. Avoid awkward group chats and spreadsheets with a simple, stress-free design.

**Highlights:** Split receipts and bills, Assign items to specific people, Track balances in real-time, Send payment requests, Mark cash payments, Clean dashboard for active bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spliddy

[App page](https://appshunter.io/ios/app/spliddy-split-group-bills/id6775901309)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Yearly | $11.99 | per year |


## Frequently asked questions

### Is Settld. free?

Settld. is free to download, with no in-app purchases.

### Is Spliddy free?

Spliddy is free to download, with in-app purchases available.

### Do Settld. or Spliddy have ads?

Spliddy shows ads; Settld. does not.

### Which is updated more often, Settld. or Spliddy?

Settld. ships an update every 9 days, and Spliddy every 2 days. Most recently, Settld. was updated on October 8, 2026 and Spliddy on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*