# Settld. vs Splice

Settld. and Splice both sit at 5.0 stars, but that hides the real split: 100% of Splice's written reviews are positive against 50% of Settld.'s. Splice also leads on update cadence (daily vs every 9 days) and ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Settld. against 5.0 for Splice. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews are what separate them: 50% of Settld.'s written reviews are positive against 100% of Splice's.

Settld. ships an update every 9 days, Splice daily. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Settld. | Splice |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/settld/id6762236160/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/splice-split-bills-and-expenses/id6803711351/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Daily** |
| Monetization | Free | Free |
| Size | 53 MB | 32 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CulinAI, LLC](https://appshunter.io/developer/1890934992) | [Fadhil Lawal](https://appshunter.io/developer/6803711353) |

## What reviewers say

### Settld.

[App page](https://appshunter.io/ios/app/settld/id6762236160)

Effortlessly divide expenses for any group activity, from dinners to rent. Track who owes what in real-time and send quick payment requests to settle up fast. Avoid awkward group chats and spreadsheets with a simple, stress-free design.

**Highlights:** Split receipts and bills, Assign items to specific people, Track balances in real-time, Send payment requests, Mark cash payments, Clean dashboard for active bills

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Splice

[App page](https://appshunter.io/ios/app/splice-split-bills-and-expenses/id6803711351)

Easily split group expenses and get paid back automatically. Create a shared bill, add what you paid, and invite friends to pay their share via a link. No spreadsheets or awkward follow-ups needed.

**Highlights:** Automatic bill splitting, Friends pay via link, No app download needed for friends, Secure payment processing, Recurring group expenses, Full expense transparency

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Settld. free?

Settld. is free to download, with no in-app purchases.

### Is Splice free?

Splice is free to download, with no in-app purchases.

### Which has better reviews, Settld. or Splice?

Settld. and Splice are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Settld. or Splice have ads?

Neither Settld. nor Splice shows ads.

### Which is updated more often, Settld. or Splice?

Settld. ships an update every 9 days, and Splice daily. Most recently, Settld. was updated on October 8, 2026 and Splice on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*