# Stow vs Centee

Stow and Centee are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Stow sells 3 in-app purchases, starting at $4.99 per month and Centee sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Stow ships an update every 4 days, Centee every 3 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Stow | Centee |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/centee-ai-expense-tracker/id6772868579/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Freemium | Freemium |
| Size | 13 MB | 32 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Max Koumarelas](https://appshunter.io/developer/1893513228) | [依欢 孙](https://appshunter.io/developer/1895143905) |

## What reviewers say

### Stow

[App page](https://appshunter.io/ios/app/stow-envelope-budget-tracker/id6762239901)

This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.

**Highlights:** Envelope budgeting, Offline operation, Privacy-focused, Quick transaction logging, Customizable envelopes, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stow Premium — Monthly | $4.99 | per month |
| Stow Premium — Annual | $39.99 | per year |
| Stow Premium — Lifetime | $59.99 | one-time |


### Centee

[App page](https://appshunter.io/ios/app/centee-ai-expense-tracker/id6772868579)

Effortlessly track your expenses using voice commands or by scanning receipts. This app uses AI to extract details, allowing you to review, save, and monitor your spending without linking bank accounts. It offers a private and simple interface for managing your finances.

**Highlights:** Log expenses by voice, Scan receipts and bills with AI extraction, Track spending, income, and subscriptions, AI-powered ledger search and spending pattern analysis, Attach photos and item stickers to records, Use widgets and Shortcuts for faster capture, No bank linking required

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SaySpend Pro Monthly | $2.99 | per month |
| SaySpend Pro Yearly | $19.99 | per year |
| SaySpend Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Stow free?

Stow is free to download, with in-app purchases available.

### Is Centee free?

Centee is free to download, with in-app purchases available.

### Do Stow or Centee have ads?

Neither Stow nor Centee shows ads.

### Which is updated more often, Stow or Centee?

Stow ships an update every 4 days, and Centee every 3 days. Most recently, Stow was updated on October 31, 2026 and Centee on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*