# Stow vs Savings Goal

The clearest difference is update cadence: Stow at every 4 days against Savings Goal's every 2 months. Savings Goal's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Stow sells 3 in-app purchases, starting at $4.99 per month and Savings Goal sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

Stow ships an update every 4 days, Savings Goal every 2 months. Both last shipped on October 31, 2026.

## The numbers

| Metric | Stow | Savings Goal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/savings-goal-eos/id6773037053/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 months |
| Monetization | Freemium | Freemium |
| Size | 13 MB | 54 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Max Koumarelas](https://appshunter.io/developer/1893513228) | [SPLURB](https://appshunter.io/developer/1293103452) |

## What reviewers say

### Stow

[App page](https://appshunter.io/ios/app/stow-envelope-budget-tracker/id6762239901)

This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.

**Highlights:** Envelope budgeting, Offline operation, Privacy-focused, Quick transaction logging, Customizable envelopes, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stow Premium — Monthly | $4.99 | per month |
| Stow Premium — Annual | $39.99 | per year |
| Stow Premium — Lifetime | $59.99 | one-time |


### Savings Goal

[App page](https://appshunter.io/ios/app/savings-goal-eos/id6773037053)

This app helps you achieve your financial aspirations by breaking them down into manageable steps. Set personalized savings targets, track your progress visually, and receive timely reminders to stay motivated. Your financial data remains private and accessible offline.

**Highlights:** Set unlimited savings goals, Multi-currency support, Customizable deposit cadence, Smart reminders, Biometric lock for privacy, 100% offline functionality, CSV export of transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| annual | $9.99 | per year |
| Lifetime | $17.99 | one-time |


## Frequently asked questions

### Is Stow free?

Stow is free to download, with in-app purchases available.

### Is Savings Goal free?

Savings Goal is free to download, with in-app purchases available.

### Do Stow or Savings Goal have ads?

Neither Stow nor Savings Goal shows ads.

### Which is updated more often, Stow or Savings Goal?

Stow ships an update every 4 days, and Savings Goal every 2 months. Most recently, Stow was updated on October 31, 2026 and Savings Goal on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*