# Budget Planner vs Whatifolio

The clearest difference is ads: Budget Planner at none against Whatifolio's shown. Whatifolio's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (15.1 vs 17.6). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Budget Planner sells 2 in-app purchases, starting at $2.99 per 7 days and Whatifolio sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Budget Planner ships an update every 2 months, Whatifolio every 3 weeks. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Budget Planner | Whatifolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/budget-planner-planner/id6762476761/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Freemium | — |
| Size | 17 MB | 43 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Md Milon Hossain](https://appshunter.io/developer/1729011832) | [Usatenko Vitalii](https://appshunter.io/developer/6771846234) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-planner/id6762476761)

Manage your finances efficiently with this offline-first personal finance tracker. Monitor spending, manage multiple accounts, and set budget goals with intuitive tools and visual reports. Your financial data stays secure on your device.

**Highlights:** Comprehensive account management, Detailed expense tracking, Smart budgeting with monthly goals, Visual financial reports and charts, Offline-first privacy and security, Multi-account support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $2.99 | per 7 days |
| Lifetime | $29.99 | one-time |


### Whatifolio

[App page](https://appshunter.io/ios/app/whatifolio/id6771846232)

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Whatif | $0.99 | one-time |
| 5 Whatifs | $3.99 | one-time |
| 10 Whatifs | $6.99 | one-time |
| 30 Whatifs | $19.99 | one-time |
| Whatifolio Unlimited Lifetime | $59.99 | one-time |
| 100 Whatifs | $59.99 | one-time |


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is Whatifolio free?

Whatifolio is free to download, with in-app purchases available.

### Do Budget Planner or Whatifolio have ads?

Whatifolio shows ads; Budget Planner does not.

### Which is updated more often, Budget Planner or Whatifolio?

Budget Planner ships an update every 2 months, and Whatifolio every 3 weeks. Most recently, Budget Planner was updated on October 28, 2026 and Whatifolio on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*