# Ledger vs PennyFi

The clearest difference is price: Ledger at Free against PennyFi's $4.99. Ledger also leads on iOS requirement (18.0 vs 27.0). PennyFi's advantage is in-app purchases (none vs 2). On update cadence, ads and device support there is nothing between them.

Ledger is free to download; PennyFi costs $4.99 up front. Ledger sells 2 in-app purchases, starting at $9.99 per month. PennyFi asks for nothing beyond the download.

Ledger ships an update every 8 days, PennyFi every 6 days. The most recent releases landed on October 20, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Ledger | PennyFi |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 6 days** |
| Size | 17 MB | 40 MB |
| Requires iOS | **18.0** | 27.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 17+ | 4+ |
| Developer | [RAPHAEL MOMANYI](https://appshunter.io/developer/1884462424) | [VALENTINA MARIANA FARCASANU](https://appshunter.io/developer/1895155715) |

## What reviewers say

### Ledger

[App page](https://appshunter.io/ios/app/ledger-net-worth-tracker/id6762486145)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ForkliftCheck Pro Monthly | $9.99 | per month |
| ForkliftCheck Pro Annual | $99.99 | per year |


### PennyFi

[App page](https://appshunter.io/ios/app/pennyfi/id6763116333)

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Ledger free?

Ledger is free to download, with in-app purchases available.

### Is PennyFi free?

PennyFi costs $4.99, with no in-app purchases.

### Do Ledger or PennyFi have ads?

Neither Ledger nor PennyFi shows ads.

### Which is updated more often, Ledger or PennyFi?

Ledger ships an update every 8 days, and PennyFi every 6 days. Most recently, Ledger was updated on October 20, 2026 and PennyFi on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*