# Trackate vs SpentyAI

The clearest difference is in-app purchases: Trackate at none against SpentyAI's 5. SpentyAI's advantage is ads (none vs shown) and update cadence (every 5 days vs monthly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. SpentyAI sells 5 in-app purchases, starting at $1.99 per month. Trackate asks for nothing beyond the download.

Trackate ships an update monthly, SpentyAI every 5 days. The most recent releases landed on October 14, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Trackate | SpentyAI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | — | Free with in-app purchases |
| Size | 114 MB | 14 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SVNATE](https://appshunter.io/developer/1894484444) | [Akshay Chouhan](https://appshunter.io/developer/1884294395) |

## What reviewers say

### Trackate

[App page](https://appshunter.io/ios/app/trackate-expense-tracker/id6762513903)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpentyAI

[App page](https://appshunter.io/ios/app/spentyai/id6762543155)

This AI-powered finance assistant simplifies bookkeeping for individuals and small businesses. It automates transaction entry, tracks recurring payments, and provides financial insights through natural language interaction. Generate professional invoices and analyze spending patterns with ease.

**Highlights:** AI-powered transaction entry via natural language, Automatic detection of transactions from email and SMS, Recurring payment and subscription tracking, AI-driven bank reconciliation, Cross-device synchronization, Smart financial dashboard and projections, Professional GST invoice generation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpentyAI Monthly | $1.99 | per month |
| SpentyAI Quarterly | $3.99 | per 3 months |
| SpentyAI Yearly | $14.99 | per year |
| SpentyAI Lifetime Offer | $49.99 | one-time |
| SpentyAI Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Trackate free?

Trackate is free to download, with no in-app purchases.

### Is SpentyAI free?

SpentyAI is free to download, with in-app purchases available.

### Do Trackate or SpentyAI have ads?

Trackate shows ads; SpentyAI does not.

### Which is updated more often, Trackate or SpentyAI?

Trackate ships an update monthly, and SpentyAI every 5 days. Most recently, Trackate was updated on October 14, 2026 and SpentyAI on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*