# Debt Payoff X vs Debt off planner

The clearest difference is device support: Debt Payoff X at 3 against Debt off planner's 1. Debt Payoff X also leads on iOS requirement (15.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Debt Payoff X sells 2 in-app purchases, starting at $4.99 per month and Debt off planner sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff X ships an update weekly, Debt off planner every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Debt Payoff X | Debt off planner |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Size | 71 MB | 10 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Nguyen Anh Tu](https://appshunter.io/developer/1470180061) | [平益 王](https://appshunter.io/developer/1891759195) |

## What reviewers say

### Debt Payoff X

[App page](https://appshunter.io/ios/app/debt-payoff-x/id6762538864)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Year | $39.99 | per year |


### Debt off planner

[App page](https://appshunter.io/ios/app/debt-off-planner/id6764473768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包年 | $17.99 | per year |


## Frequently asked questions

### Is Debt Payoff X free?

Debt Payoff X is free to download, with in-app purchases available.

### Is Debt off planner free?

Debt off planner is free to download, with in-app purchases available.

### Do Debt Payoff X or Debt off planner have ads?

Neither Debt Payoff X nor Debt off planner shows ads.

### Which is updated more often, Debt Payoff X or Debt off planner?

Debt Payoff X ships an update weekly, and Debt off planner every 2 weeks. Most recently, Debt Payoff X was updated on November 5, 2026 and Debt off planner on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*