# Debt Payoff X vs MonthPilot

The clearest difference is update cadence: Debt Payoff X at weekly against MonthPilot's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debt Payoff X sells 2 in-app purchases, starting at $4.99 per month and MonthPilot sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Debt Payoff X ships an update weekly, MonthPilot fortnightly. Both last shipped on October 25, 2026.

## The numbers

| Metric | Debt Payoff X | MonthPilot |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Size | 71 MB | 37 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nguyen Anh Tu](https://appshunter.io/developer/1470180061) | [Yavuz Oztel](https://appshunter.io/developer/1895772309) |

## What reviewers say

### Debt Payoff X

[App page](https://appshunter.io/ios/app/debt-payoff-x/id6762538864)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Year | $39.99 | per year |


### MonthPilot

[App page](https://appshunter.io/ios/app/monthpilot-bill-tracker/id6772742671)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Yearly Premium | $3.99 | per year |
| Lifetime Premium | $6.99 | one-time |


## Frequently asked questions

### Is Debt Payoff X free?

Debt Payoff X is free to download, with in-app purchases available.

### Is MonthPilot free?

MonthPilot is free to download, with in-app purchases available.

### Do Debt Payoff X or MonthPilot have ads?

Neither Debt Payoff X nor MonthPilot shows ads.

### Which is updated more often, Debt Payoff X or MonthPilot?

Debt Payoff X ships an update weekly, and MonthPilot fortnightly. Most recently, Debt Payoff X was updated on October 25, 2026 and MonthPilot on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*