Comparison

RITO vs Aset

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RITO

Features
Read full description

RITO is an AI-powered expense tracker. Talk to it, and your finances stay in order. - AI Expense Logging Just say "coffee 28" or "rent 4500 last month" — AI extracts the amount, category, date, and notes for you. Voice input and receipt scanning included. - Multi-Account · Multi-Currency Manage cash, savings, credit cards, and digital wallets separately. 13 major currencies auto-converted at daily rates — perfect for travel and overseas spending. - Budgets · Insights · Net Worth Monthly budget rings show you exactly where you stand. Drill into categories, trends, and top merchants. Watch your net worth curve grow over time, not just this month's flow. - Widgets & Lock Screen Home screen and Lock Screen widgets in every size — log a transaction in one tap. Long-press any widget to jump straight to entry. - Privacy First No account required. Your data lives on your device (SwiftData) and syncs only through your own iCloud private database — even we can't read it. CSV import and export keep you in control. - Built for iOS 26 Liquid Glass design that feels native to your phone. Optimized for iPhone, iPad, Home Screen widgets, and Lock Screen. Who is RITO for? · People who hate tapping through dropdowns just to log a coffee. · Anyone juggling cash, credit cards, and foreign currencies. · Privacy-minded users who want their data on their own device. · Those migrating from Excel or other expense trackers. · Anyone who cares about how their tools look and feel. Subscription Core tracking, statistics, and widgets are free forever. AI logging and receipt scanning unlock via subscription, cancellable anytime. Details shown in-app. We listen Every email and message gets read personally. New features are prioritized based on real user voices. Reach out: 1415515984yuri@gmail.com — Contact & Legal — Contact: https://www.lisanalgaib.site/contact.html Privacy Policy: https://www.lisanalgaib.site/privacy-policy.html Terms of Use: https://www.lisanalgaib.site/user-agreement.html Slip your wallet into your pocket — start with one sentence.

About

Aset

Manually track your net worth by organizing accounts, loans, investments, and properties in a private digital wallet. Visualize your financial position with detailed overviews, trends, and asset structure insights. Supports multiple currencies and offers a privacy-first approach without bank linking.

Highlights
  • Manual net worth tracking
  • Private asset wallet
  • Multi-currency management
  • Financial trend visualization
  • FIRE progress tracking
  • Customizable asset cards
  • Privacy-focused design
Features
Read full description

Gather your bank cards, credit cards, cash, funds, stocks, real estate, loans, and multi-currency accounts into one private folder for your assets. Update a balance by hand, and you can see exactly how much you have, where your money is, and how it has changed lately. Aset is a privacy-first, manual net worth tracker. It never connects to your bank, never asks for online banking logins or passwords, and never reads your transactions. Your financial records stay on your device by default. Turn on iCloud sync and they are stored only in your private iCloud database, never on a server run by Aset. 【Manage your assets like organizing a folder】 Sort accounts, cash, investments, real estate, and loans into cards, then make them yours with custom colors, icons, and display styles. Drag and drop to arrange everything the way you like. Assets, liabilities, and net worth sit together in one overview you can read at a glance, and you can look back at trends by month, quarter, or year. 【Live quotes and multiple currencies, converted for you】 Link investment holdings to their market symbols and refresh stock and fund quotes with a tap. Set your main currency and balances in other currencies are converted and totaled automatically, no manual math required. You can also set regular reminders to keep your records up to date. 【Understand the structure, track your goals】 Use charts to see your asset allocation and how your liabilities break down, and understand what each piece contributes to your net worth. Track your progress toward FIRE and financial independence, and check in anytime with a Home Screen widget. 【Privacy first, so you can record with peace of mind】 No bank connections, no online banking passwords, no transaction syncing. Your core financial records stay on your device or in your own private iCloud database. We can't see what you record, and we'll never sell it or use it for ad profiling. A privacy lock and background blur also help keep sensitive balances from catching a passerby's eye. 【Aset Pro】 Upgrade to Aset Pro to unlock: • Unlimited asset cards • Multi-balance accounts: track multiple currencies, checking and term balances, and more under a single account • Automatic currency conversion for an easier view of your total assets • One-tap stock and fund quote updates, so you enter fewer prices by hand • More Pro features rolling out over time Plans: • Monthly: auto-renewing • Yearly: auto-renewing, with a 7-day free trial • Lifetime: a one-time purchase for the long haul Your subscription renews automatically unless you cancel at least 24 hours before the renewal date. Once you confirm your purchase, the charge is applied to your Apple ID account. You can manage or cancel your subscription anytime in your Apple ID settings. 【We'd love to hear from you】 Aset is still early, and we're always refining the features, the experience, and every little detail. If it helps you, we'd be grateful if you shared it with friends who also want to track their assets and manage their net worth, or left a review on the App Store. It really means a lot to us. Run into a problem or have a feature idea? Email us at ios_zhou@163.com, or find us through App Support on the App Store page. We read every piece of feedback carefully. Thank you for letting Aset help you record your asset changes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://assetcardapp.com/docs/legal/privacy/

Screenshots

RITO4 screens
Aset4 screens

Verdict

The call

The clearest difference is device support: RITO at 3 against Aset's 1. Aset's advantage is iOS requirement (18.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. RITO sells 2 in-app purchases, starting at $3.99 per year and Aset sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

RITO ships an update every 3 weeks, Aset fortnightly. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
RITO versus Aset: the parameters behind the verdict, then further details
ParameterRITOAset
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS26.018.0 — better
Further details — not scored
Size44 MB23 MB
Age rating4+4+
Developer洪 于健 周

In-app purchases

2 purchases

RITO

Subscriptions1
  • RITO Pro 1 Year$3.991 Year
One-time1
  • RITO Pro Lifetime$9.99
4 purchases

Aset

Subscriptions2
  • Monthly$1.991 Month
  • Yearly7 Days trial$9.991 Year
One-time2
  • Lifetime Access$6.99
  • Lifetime$29.99

Questions

Is RITO free?
RITO is free to download, with in-app purchases available.
Is Aset free?
Aset is free to download, with in-app purchases available.
Do RITO or Aset have ads?
Neither RITO nor Aset shows ads.
Which is updated more often, RITO or Aset?
RITO ships an update every 3 weeks, and Aset fortnightly. Most recently, RITO was updated on October 25, 2026 and Aset on October 7, 2026.

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