# Payoff vs Knockdown

The clearest difference is update cadence: Knockdown at every 2 months against Payoff's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Payoff sells 1 one-off in-app purchase and Knockdown sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Payoff ships an update every 5 months, Knockdown every 2 months. The most recent releases landed on October 5, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Payoff | Knockdown |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Size | 5 MB | 26 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sandeep Mysore](https://appshunter.io/developer/1892943448) | [OMAR ABDINUR MOHAMED](https://appshunter.io/developer/6786113380) |

## What reviewers say

### Payoff

[App page](https://appshunter.io/ios/app/payoff-debt-tracker/id6762548093)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payoff Premium | $2.99 | one-time |


### Knockdown

[App page](https://appshunter.io/ios/app/knockdown-debt-payoff-tracker/id6786113378)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Knockdown Plus | $3.99 | per month |
| Knockdown Pro | $6.99 | per month |
| Knockdown Plus | $39.99 | per year |
| Knockdown Pro | $69.99 | per year |


## Frequently asked questions

### Is Payoff free?

Payoff is free to download, with in-app purchases available.

### Is Knockdown free?

Knockdown is free to download, with in-app purchases available.

### Do Payoff or Knockdown have ads?

Neither Payoff nor Knockdown shows ads.

### Which is updated more often, Payoff or Knockdown?

Payoff ships an update every 5 months, and Knockdown every 2 months. Most recently, Payoff was updated on October 5, 2026 and Knockdown on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*