# Finance Folio vs Budget Tracker

The clearest difference is price: Finance Folio at Free against Budget Tracker's $1.99. Finance Folio also leads on in-app purchases (none vs 2). On update cadence, ads, device support and iOS requirement there is nothing between them.

Finance Folio is free to download; Budget Tracker costs $1.99 up front. Budget Tracker sells 2 one-off in-app purchases. Finance Folio asks for nothing beyond the download.

Finance Folio ships an update every 9 days, Budget Tracker weekly. The most recent releases landed on November 5, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Finance Folio | Budget Tracker |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Weekly** |
| Size | 44 MB | 36 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jose Pablo Montero Cantu](https://appshunter.io/developer/1894694785) | [Ona Pacholo Asis](https://appshunter.io/developer/1896650203) |

## What reviewers say

### Finance Folio

[App page](https://appshunter.io/ios/app/finance-folio/id6762566024)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-verospend/id6774525820)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 100 AI Credits | $0.99 | one-time |
| 1,200 AI Credits | $9.99 | one-time |


## Frequently asked questions

### Is Finance Folio free?

Finance Folio is free to download, with no in-app purchases.

### Is Budget Tracker free?

Budget Tracker costs $1.99, and also offers in-app purchases.

### Do Finance Folio or Budget Tracker have ads?

Neither Finance Folio nor Budget Tracker shows ads.

### Which is updated more often, Finance Folio or Budget Tracker?

Finance Folio ships an update every 9 days, and Budget Tracker weekly. Most recently, Finance Folio was updated on November 5, 2026 and Budget Tracker on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*