# Until Payday vs ExpenseFlow Budget Tracker

The clearest difference is update cadence: ExpenseFlow Budget Tracker at every 2 weeks against Until Payday's every 3 months. ExpenseFlow Budget Tracker also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Until Payday sells 1 one-off in-app purchase and ExpenseFlow Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Until Payday ships an update every 3 months, ExpenseFlow Budget Tracker every 2 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Until Payday | ExpenseFlow Budget Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/expenseflow-budget-tracker/id6799784572/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 2 MB | 35 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [David Mendez](https://appshunter.io/developer/1869594292) | [Siam Mahmud Khan](https://appshunter.io/developer/6789968201) |

## What reviewers say

### Until Payday

[App page](https://appshunter.io/ios/app/until-payday-budget-calendar/id6762584258)

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Access | $4.99 | one-time |


### ExpenseFlow Budget Tracker

[App page](https://appshunter.io/ios/app/expenseflow-budget-tracker/id6799784572)

This app helps you manage personal finances by tracking expenses, income, bills, and debts without connecting to your bank. It offers budgeting tools, savings goals, and group expense splitting, all while prioritizing user privacy.

**Highlights:** Expense and income logging, Category budgeting with rollover, Debt and lending tracking, Group expense splitting, Savings goals, AI assistant for financial insights, Receipt scanning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ExpanseFlow Monthly | $4.99 | per month |
| ExpenseFlow Yearly | $34.99 | per year |
| ExpenseFlow Life Time | $59.99 | one-time |


## Frequently asked questions

### Is Until Payday free?

Until Payday is free to download, with in-app purchases available.

### Is ExpenseFlow Budget Tracker free?

ExpenseFlow Budget Tracker is free to download, with in-app purchases available.

### Do Until Payday or ExpenseFlow Budget Tracker have ads?

Neither Until Payday nor ExpenseFlow Budget Tracker shows ads.

### Which is updated more often, Until Payday or ExpenseFlow Budget Tracker?

Until Payday ships an update every 3 months, and ExpenseFlow Budget Tracker every 2 weeks. Most recently, Until Payday was updated on October 31, 2026 and ExpenseFlow Budget Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*