# Spendable Today vs Riyu

The clearest difference is in-app purchases: Spendable Today at none against Riyu's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Riyu sells 2 in-app purchases, starting at $0.99 per month. Spendable Today asks for nothing beyond the download.

Spendable Today ships an update fortnightly, Riyu monthly. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Spendable Today | Riyu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendable-today-daily-budget/id6762626467/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 9 MB | 32 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [StackWorks LLC](https://appshunter.io/developer/1833776593) | [晓清 赵](https://appshunter.io/developer/1734136347) |

## What reviewers say

### Spendable Today

[App page](https://appshunter.io/ios/app/spendable-today-daily-budget/id6762626467)

This app instantly tells you how much money you can spend today after accounting for fixed costs, savings, and future purchases. It offers a simple, privacy-focused approach to daily budgeting without linking bank accounts.

**Highlights:** Real-time spendable amount calculation, Flexible payday and income cycle options, Expense logging in 3 taps, Envelope and category budgeting, Home/Lock Screen widgets, Apple Watch app and Siri Shortcuts, Receipt scanning for expense entry

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Riyu

[App page](https://appshunter.io/ios/app/riyu/id6791784792)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Collaboration | $0.99 | per month |
| Riyu Lifetime Unlock | $3.99 | one-time |


## Frequently asked questions

### Is Spendable Today free?

Spendable Today is free to download, with no in-app purchases.

### Is Riyu free?

Riyu is free to download, with in-app purchases available.

### Do Spendable Today or Riyu have ads?

Neither Spendable Today nor Riyu shows ads.

### Which is updated more often, Spendable Today or Riyu?

Spendable Today ships an update fortnightly, and Riyu monthly. Most recently, Spendable Today was updated on October 21, 2026 and Riyu on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*