# Kelo vs FIRE Path

The clearest difference is in-app purchases: FIRE Path at none against Kelo's 2. FIRE Path also leads on iOS requirement (17.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Kelo sells 2 in-app purchases, starting at $6.99 per month. FIRE Path asks for nothing beyond the download.

Kelo ships an update every 3 weeks, FIRE Path every 2 weeks. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Kelo | FIRE Path |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/fire-path-fi-planner/id6779468041/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 6 MB | 4 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Gurinder Singh](https://appshunter.io/developer/1802916889) | [Quinn Winter](https://appshunter.io/developer/1605258905) |

## What reviewers say

### Kelo

[App page](https://appshunter.io/ios/app/kelo-fire-retirement-planner/id6762631658)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kelo Pro Monthly | $6.99 | per month |
| Kelo Pro Annual – Save 40% | $49.99 | per year |


### FIRE Path

[App page](https://appshunter.io/ios/app/fire-path-fi-planner/id6779468041)

This app helps you plan for early retirement by calculating your financial independence number based on your real income, spending, and assets. It offers various retirement paths, stress-testing tools, and advanced financial planning features.

**Highlights:** Personalized FI number calculation, Multiple retirement path modeling, Monte Carlo and historical simulations, Advanced tax and withdrawal strategy tools, All-in-one financial tracking dashboard, On-device AI financial assistant

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kelo free?

Kelo is free to download, with in-app purchases available.

### Is FIRE Path free?

FIRE Path is free to download, with no in-app purchases.

### Do Kelo or FIRE Path have ads?

Neither Kelo nor FIRE Path shows ads.

### Which is updated more often, Kelo or FIRE Path?

Kelo ships an update every 3 weeks, and FIRE Path every 2 weeks. Most recently, Kelo was updated on October 25, 2026 and FIRE Path on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*