# Finmate vs Bilvio

The clearest difference is ads: Bilvio at none against Finmate's shown. Bilvio also leads on monetization model (free vs ad-supported). Finmate's advantage is ratings volume (6 vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Finmate against 5.0 for Bilvio. That said, the two scores are not equally well evidenced: Finmate has 6 ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | Finmate | Bilvio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (6 ratings)](https://appshunter.io/ios/app/finmate-budget-and-debt-tracker/id6762636716/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/bilvio/id6782257501/reviews) |
| Number of ratings | **6** | 1 |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | — |
| Monetization | Ad-supported | **Free** |
| Size | 86 MB | 185 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ahmed Chebli](https://appshunter.io/developer/1894909401) | [Derek Voight](https://appshunter.io/developer/6782257503) |

## What reviewers say

### Finmate

[App page](https://appshunter.io/ios/app/finmate-budget-and-debt-tracker/id6762636716)

Manage your finances with tools for tracking expenses, setting budgets, and planning debt payoff. An AI assistant provides insights and forecasts to help you spend smarter and save more.

**Highlights:** Expense and income logging, Category-based transaction organization, Smart budgeting with alerts, Debt payoff planner (Avalanche/Snowball), AI-powered financial insights, Net worth and cash flow dashboard

**Features:** macOS Compatibility

**In-app purchases:** none


### Bilvio

[App page](https://appshunter.io/ios/app/bilvio/id6782257501)

Organize your bills and track due dates to stay ahead of payments. This app helps you manage recurring expenses like mortgages, credit cards, and subscriptions without connecting to your bank.

**Highlights:** Track bills and due dates, See monthly payment overview, Mark bills as paid, Organize recurring expenses, No bank connections required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finmate free?

Finmate is free to download, with no in-app purchases.

### Is Bilvio free?

Bilvio is free to download, with no in-app purchases.

### Which has better reviews, Finmate or Bilvio?

Finmate and Bilvio are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.

### Do Finmate or Bilvio have ads?

Finmate shows ads; Bilvio does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*