# Kinwallet vs Envelope Budgeting

The clearest difference is iOS requirement: Kinwallet at 15.1 against Envelope Budgeting's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Kinwallet sells 4 in-app purchases, starting at $1.99 per month and Envelope Budgeting sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Kinwallet ships an update every 4 days, Envelope Budgeting every 5 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Kinwallet | Envelope Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kinwallet-shared-budget/id6762991712/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 5 days |
| Size | 57 MB | 5 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Vladislav Mershkov](https://appshunter.io/developer/1881503197) | [Armen Ter-Oganezov](https://appshunter.io/developer/1723150483) |

## What reviewers say

### Kinwallet

[App page](https://appshunter.io/ios/app/kinwallet-shared-budget/id6762991712)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SharedBudget Premium Monthly Family | $1.99 | per month |
| SharedBudget Premium Monthly | $2.49 | per month |
| SharedBudget Premium Annual Family | $19.99 | per year |
| SharedBudget Premium Annual | $24.99 | per year |


### Envelope Budgeting

[App page](https://appshunter.io/ios/app/envelope-budgeting-fundkeep/id6801904284)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fundkeep Full | $39.99 | one-time |


## Frequently asked questions

### Is Kinwallet free?

Kinwallet is free to download, with in-app purchases available.

### Is Envelope Budgeting free?

Envelope Budgeting is free to download, with in-app purchases available.

### Do Kinwallet or Envelope Budgeting have ads?

Neither Kinwallet nor Envelope Budgeting shows ads.

### Which is updated more often, Kinwallet or Envelope Budgeting?

Kinwallet ships an update every 4 days, and Envelope Budgeting every 5 days. Most recently, Kinwallet was updated on October 25, 2026 and Envelope Budgeting on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*