# Monerva vs Zero

The clearest difference is update cadence: Zero at every 2 days against Monerva's every 2 weeks. Monerva's advantage is price ($0.99 vs $2.99) and iOS requirement (13.0 vs 17.4). On ads, in-app purchases and device support there is nothing between them.

Monerva costs $0.99 and Zero $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Monerva ships an update every 2 weeks, Zero every 2 days. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Monerva | Zero |
| --- | --- | --- |
| Price | **$0.99** | $2.99 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 2 days** |
| Size | 39 MB | 51 MB |
| Requires iOS | **13.0** | 17.4 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Christian Bueno](https://appshunter.io/developer/1650324531) | [Bryl Kezter Lim](https://appshunter.io/developer/1609198408) |

## What reviewers say

### Monerva

[App page](https://appshunter.io/ios/app/monerva-spend-wisely/id6762997733)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero-finance-tracker/id6818018555)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monerva free?

Monerva costs $0.99, with no in-app purchases.

### Is Zero free?

Zero costs $2.99, with no in-app purchases.

### Do Monerva or Zero have ads?

Neither Monerva nor Zero shows ads.

### Which is updated more often, Monerva or Zero?

Monerva ships an update every 2 weeks, and Zero every 2 days. Most recently, Monerva was updated on October 12, 2026 and Zero on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*