# Expense Tracker App vs Debt & IOU Tracker

The clearest difference is update cadence: Debt & IOU Tracker at every 4 days against Expense Tracker App's monthly. Expense Tracker App's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker App sells 3 in-app purchases, starting at $1.99 per month and Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Expense Tracker App ships an update monthly, Debt & IOU Tracker every 4 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expense Tracker App | Debt & IOU Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 57 MB | 17 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Vineet Ranjan](https://appshunter.io/developer/1642558387) | [DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI](https://appshunter.io/developer/1881304693) |

## What reviewers say

### Expense Tracker App

[App page](https://appshunter.io/ios/app/expense-tracker-app-budgetit/id6763084918)

Effortlessly manage your finances with an intelligent expense tracker. Automatically import and categorize transactions from statements, or enter them manually. Plan budgets, track subscriptions, and gain clear insights into your spending, all while keeping your data private and offline.

**Highlights:** Automatic statement import, Manual expense entry with calculator, Monthly and yearly budget planning, Multiple account management, Subscription tracking, Offline data storage, Cloud backup

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetIt Ultimate Monthly Access | $1.99 | per month |
| BudgetIt Ultimate Yearly Access | $7.99 | per year |
| BudgetIt Ultimate Lifetime Access | $14.99 | one-time |


### Debt & IOU Tracker

[App page](https://appshunter.io/ios/app/debt-and-iou-tracker-borc/id6775508370)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $9.99 | per 7 days |
| Monthly Premium | $19.99 | per month |
| Yearly Premium | $39.99 | per year |
| Lifetime Premium | $39.99 | one-time |


## Frequently asked questions

### Is Expense Tracker App free?

Expense Tracker App is free to download, with in-app purchases available.

### Is Debt & IOU Tracker free?

Debt & IOU Tracker is free to download, with in-app purchases available.

### Do Expense Tracker App or Debt & IOU Tracker have ads?

Neither Expense Tracker App nor Debt & IOU Tracker shows ads.

### Which is updated more often, Expense Tracker App or Debt & IOU Tracker?

Expense Tracker App ships an update monthly, and Debt & IOU Tracker every 4 days. Most recently, Expense Tracker App was updated on November 5, 2026 and Debt & IOU Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*